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Head-to-head · Card Issuing Platforms

Marqeta vs FIS Issuer Services

  • Updated Oct 2026
  • Both researched from official sources
  • 7 checks side by side
Higher score Marqeta #4 in Card Issuing Platforms 8.9/10 Pricing on request ✓ 6 of 6 features Visit Marqeta
FIS Issuer Services #10 in Card Issuing Platforms 8.2/10 Pricing on request ✓ 6 of 6 features Visit FIS

Marqeta leads on 0 checks, FIS Issuer Services on 0, and 7 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMarqeta · 8.9/10

Marqeta scores higher on our rubric for card issuing platforms: 8.9 against 8.2 out of 10; our editors rank them #4 and #10.

On card program support, Marqeta gives you Enterprise where FIS Issuer Services offers Multi.

Marqeta is the better fit for API-first enterprise card programs. FIS Issuer Services is the better fit for large enterprise card issuers.

  • Marqeta fits best

    API-first enterprise card programs

  • FIS Issuer Services fits best

    Large enterprise card issuers

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Side by side

Feature Marqeta 8.9/10 Visit ↗ FIS Issuer Services 8.2/10 Visit ↗
At a glance
Editor score 8.9 8.2
Ranking #4 in Card Issuing Platforms #10 in Card Issuing Platforms
Best for API-first enterprise card programs Large enterprise card issuers
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet —
Free trial — —
Deployment Cloud Cloud, Mobile
Platforms Web Web, iOS, Android
Support Community, Docs · 24/7 Docs
Compliance SOC 2, ISO 27001, GDPR, PCI DSS ISO 27001, PCI DSS
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Marqeta 6/6 · FIS Issuer Services 6/6
Virtual cards ✓ ✓
Physical cards ✓ ✓
Issuing API ✓ ✓
Spend controls ✓ ✓
Funding and balances ✓ ✓
KYC/KYB tools ✓ ✓
Specs
Card program support Enterprise Multi
Our review
Pros
  • Physical and virtual card issuance with lifecycle operations
  • Real-time authorization, funding, and configurable spend controls
  • KYC/KYB, wallets, sandbox testing, and reporting in one platform
  • Supports credit, debit, prepaid, commercial, virtual and physical cards
  • Combines APIs, authorization, fraud scoring, controls and dispute workflows
  • Provides real-time transaction data, analytics and KYC/KYB integrations
Cons
  • Contact-sales pricing makes upfront cost comparison difficult
  • Enterprise-focused program support may exceed smaller project needs
  • Broad operations scope can require substantial implementation planning
  • Pricing requires a conversation with FIS sales
  • There is no free plan
  • Its broad scope may exceed focused single-purpose card programs
Our verdict

Marqeta is cloud-based card-issuing and payment infrastructure for businesses creating branded debit, credit, prepaid, and virtual-card products. It is designed for consumer, commercial, embedded-finance, expense-management,…

Read the review →

FIS Issuer Services provides card issuing and issuer-processing capabilities for banks, fintechs and other financial institutions. It supports credit, debit, prepaid and commercial card programs, alongside virtual, digital and physical…

Read the review →
  1. MarqetaCard Issuing Platforms 8.9Pricing on request
  2. FIS Issuer ServicesCard Issuing Platforms 8.2Pricing on request

Strengths and trade-offs

  • Marqeta — where it wins

    • Physical and virtual card issuance with lifecycle operations
    • Real-time authorization, funding, and configurable spend controls
    • KYC/KYB, wallets, sandbox testing, and reporting in one platform

    Where it doesn't

    • Contact-sales pricing makes upfront cost comparison difficult
    • Enterprise-focused program support may exceed smaller project needs
    • Broad operations scope can require substantial implementation planning

  • FIS Issuer Services — where it wins

    • Supports credit, debit, prepaid, commercial, virtual and physical cards
    • Combines APIs, authorization, fraud scoring, controls and dispute workflows
    • Provides real-time transaction data, analytics and KYC/KYB integrations

    Where it doesn't

    • Pricing requires a conversation with FIS sales
    • There is no free plan
    • Its broad scope may exceed focused single-purpose card programs
  • Marqeta8.9/10 · Pricing on request

    An API-first platform for enterprise teams building branded physical and virtual card programs.

    Visit MarqetaFull verdict →
  • FIS Issuer Services8.2/10 · Pricing on request

    A broad issuer-processing platform for financial institutions running multiple card programs.

    Visit FISFull verdict →

More comparisons

All card issuing platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update