Liberty Accounts vs OCM Financial

LALiberty Accounts8.4Visit OCM Financial7.7Visit

Higher score LA Liberty Accounts #3 in Church Accounting Software 8.4/10 30-day trial Free trial✓ 5 of 6 features Visit Liberty

vs

OCM Financial #7 in Church Accounting Software 7.7/10 Paid ✓ 6 of 6 features Visit OCM Financial

• Liberty Accounts fits best

  Churches of England needing HMRC reporting

• OCM Financial fits best

  Parishes needing broad, affordable financial operations

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Side by side

Feature	LALiberty Accounts 8.4/10 Visit ↗	OCM Financial 7.7/10 Visit ↗
At a glance
Editor score	8.4	7.7
Ranking	#3 in Church Accounting Software	#7 in Church Accounting Software
Best for	Churches of England needing HMRC reporting	Parishes needing broad, affordable financial operations
Pricing model	Paid	Paid
Starting price	£14.95/mo	$10/mo
Free plan	—	—
Free trial	30 days	—
Deployment	Cloud	Cloud, Mobile
Platforms	Web	Web, iOS, Android
Support	Email, Phone, Docs	Email
Compliance	GDPR, 2FA	2FA
Integrations	3 integrations	10 integrations
Built for	Solo, Small business, Mid-market	Small business, Mid-market, Enterprise
Features Liberty Accounts 5/6 · OCM Financial 6/6
Fund accounting	✓	✓
Budget tracking	✓	✓
Expense management	✓	✓
Bank reconciliation	✓	✓
Financial reporting	✓	✓
Multi-entity support	Not checked yet	✓ (best)
Our review
Pros	Unlimited funds with SORP-compliant financial reporting Gift Aid preparation and HMRC filing support Church of England Return of Parish Finance reporting	Fund accounting aligned to FASB ASC 958 with restricted-fund tracking Automatic bank reconciliation, payables, approvals, and payment processing Multi-entity reporting, tuition billing, giving, and diocesan assessments
Cons	No free plan; pricing excludes VAT Displayed £14.95 price can rise with usage and organisation needs Web-only access may not suit desktop-software preferences	No free plan is available Schools, dioceses, and other entities require custom quotes Payment processing is passed through at cost
Our verdict	Liberty Accounts is cloud-based accounting and payroll software for UK churches, charities, small businesses and other not-for-profit organisations. Its church-focused tools cover fund accounting with unlimited funds, fund balances,… Read the review →	OCM Financial is a church finance platform for Catholic parishes, schools, and dioceses. It brings general-ledger accounting, fund tracking, online giving, bank feeds, automatic reconciliation, vendor management, payment processing,… Read the review →

Strengths and trade-offs

• Liberty Accounts — where it wins

  • Unlimited funds with SORP-compliant financial reporting
  • Gift Aid preparation and HMRC filing support
  • Church of England Return of Parish Finance reporting

  Where it doesn't

  • No free plan; pricing excludes VAT
  • Displayed £14.95 price can rise with usage and organisation needs
  • Web-only access may not suit desktop-software preferences

• OCM Financial — where it wins

  • Fund accounting aligned to FASB ASC 958 with restricted-fund tracking
  • Automatic bank reconciliation, payables, approvals, and payment processing
  • Multi-entity reporting, tuition billing, giving, and diocesan assessments

  Where it doesn't

  • No free plan is available
  • Schools, dioceses, and other entities require custom quotes
  • Payment processing is passed through at cost

• LALiberty Accounts8.4/10 · 30-day trial

  Church-focused online accounting with HMRC, Gift Aid and parish finance reporting.

  Visit LibertyFull verdict →
• OCM Financial7.7/10 · Paid

  Broad parish accounting, giving, reconciliation, and reporting from $10 per month.

  Visit OCM FinancialFull verdict →