Aplos vs OCM Financial

AAplos8.8Visit OCM Financial7.7Visit

Higher score A Aplos #1 in Church Accounting Software 8.8/10 15-day trial Free trial✓ 1 of 6 features Visit Aplos

vs

OCM Financial #7 in Church Accounting Software 7.7/10 Paid ✓ 6 of 6 features Visit OCM Financial

• Aplos fits best

  Grant-funded churches needing auditability

• OCM Financial fits best

  Parishes needing broad, affordable financial operations

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature	AAplos 8.8/10 Visit ↗	OCM Financial 7.7/10 Visit ↗
At a glance
Editor score	8.8	7.7
Ranking	#1 in Church Accounting Software	#7 in Church Accounting Software
Best for	Grant-funded churches needing auditability	Parishes needing broad, affordable financial operations
Pricing model	Paid	Paid
Starting price	—	$10/mo
Free plan	—	—
Free trial	15 days	—
Deployment	Cloud	Cloud, Mobile
Platforms	Web	Web, iOS, Android
Integrations	2 integrations	10 integrations
Features Aplos 1/6 · OCM Financial 6/6
Fund accounting	✓	✓
Budget tracking	Not checked yet	✓ (best)
Expense management	Not checked yet	✓ (best)
Bank reconciliation	Not checked yet	✓ (best)
Financial reporting	Not checked yet	✓ (best)
Multi-entity support	Not checked yet	✓ (best)
Our review
Pros	Fund-level statements support designated and time-restricted funds. Grant tracking, budgeting, and budget-to-actual reporting work together. Audit trails record transactions and system changes.	Fund accounting aligned to FASB ASC 958 with restricted-fund tracking Automatic bank reconciliation, payables, approvals, and payment processing Multi-entity reporting, tuition billing, giving, and diocesan assessments
Cons	Aplos is available through the web only. There is no free plan. The Advanced plan includes three users.	No free plan is available Schools, dioceses, and other entities require custom quotes Payment processing is passed through at cost
Our verdict	Aplos is cloud-based software for churches and nonprofits that brings fund accounting, donation tracking, financial reporting, budgeting, donor management, and administrative tools into one system. It is suited to organizations managing… Read the review →	OCM Financial is a church finance platform for Catholic parishes, schools, and dioceses. It brings general-ledger accounting, fund tracking, online giving, bank feeds, automatic reconciliation, vendor management, payment processing,… Read the review →

Strengths and trade-offs

• Aplos — where it wins

  • Fund-level statements support designated and time-restricted funds.
  • Grant tracking, budgeting, and budget-to-actual reporting work together.
  • Audit trails record transactions and system changes.

  Where it doesn't

  • Aplos is available through the web only.
  • There is no free plan.
  • The Advanced plan includes three users.

• OCM Financial — where it wins

  • Fund accounting aligned to FASB ASC 958 with restricted-fund tracking
  • Automatic bank reconciliation, payables, approvals, and payment processing
  • Multi-entity reporting, tuition billing, giving, and diocesan assessments

  Where it doesn't

  • No free plan is available
  • Schools, dioceses, and other entities require custom quotes
  • Payment processing is passed through at cost

• AAplos8.8/10 · 15-day trial

  Aplos combines fund accounting, grant tracking, giving, and nonprofit financial management.

  Visit AplosFull verdict →
• OCM Financial7.7/10 · Paid

  Broad parish accounting, giving, reconciliation, and reporting from $10 per month.

  Visit OCM FinancialFull verdict →