H&R Block Online vs Keeper

H&R Block Online9.0Visit Keeper8.6Visit

Higher score H&R Block Online #2 in Personal Tax Software 9.0/10 Free plan Free plan✓ 4 of 4 features Visit H&R Block

vs

Keeper #5 in Personal Tax Software 8.6/10 Free plan · 14-day trial Free planFree trial✓ 0 of 4 features Visit Keeper

• H&R Block Online fits best

  US filers wanting guided expert support

• Keeper fits best

  Self-employed filers focused on deductions

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Side by side

Feature	H&R Block Online 9.0/10 Visit ↗	Keeper 8.6/10 Visit ↗
At a glance
Editor score	9.0	8.6
Ranking	#2 in Personal Tax Software	#5 in Personal Tax Software
Best for	US filers wanting guided expert support	Self-employed filers focused on deductions
Pricing model	Free plan + paid	Free plan + paid
Starting price	—	—
Free plan	✓	✓
Free trial	—	14 days
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Live chat, Docs	Email, Live chat, Docs · 24/7
Built for	Solo	Solo, Small business, Mid-market
Features H&R Block Online 4/4 · Keeper 0/4
Self-employment support	✓ (best)	Not checked yet
Investment income	✓ (best)	Not checked yet
Rental income	✓ (best)	Not checked yet
Audit support	✓ (best)	Not checked yet
Specs
State filing	Paid_add_on	Not checked yet
Mobile access	Web_and_mobile	Not checked yet
Our review
Pros	Free tier covers simple returns, W-2 income, and key tax credits Supports investment, rental, and self-employment reporting Combines AI assistance with live tax-professional help	Finds and tracks potential business deductions automatically Links accounts and stores receipts for organized records Adds accountant support and business filing at higher tiers
Cons	State filing is a paid add-on The free plan is limited to simple returns Advanced filing requires moving to a paid plan	The free version excludes full exports and tax filing Federal and state e-filing starts at $199 per year S-Corp and partnership filing requires the $1,199 Business plan
Our verdict	H&R Block Online is a web-based tax preparation and filing service for U.S. individual taxpayers. Its Free Online plan is designed for simple returns, including W-2 and unemployment income, the Earned Income Tax Credit, and the Child Tax… Read the review →	Keeper is tax software for W-2 employees, freelancers, independent contractors, sole proprietors, LLC owners, and some S-Corp or partnership filers. It connects financial accounts, imports expenses from bank statements or spreadsheets,… Read the review →

Strengths and trade-offs

• H&R Block Online — where it wins

  • Free tier covers simple returns, W-2 income, and key tax credits
  • Supports investment, rental, and self-employment reporting
  • Combines AI assistance with live tax-professional help

  Where it doesn't

  • State filing is a paid add-on
  • The free plan is limited to simple returns
  • Advanced filing requires moving to a paid plan

• Keeper — where it wins

  • Finds and tracks potential business deductions automatically
  • Links accounts and stores receipts for organized records
  • Adds accountant support and business filing at higher tiers

  Where it doesn't

  • The free version excludes full exports and tax filing
  • Federal and state e-filing starts at $199 per year
  • S-Corp and partnership filing requires the $1,199 Business plan

• H&R Block Online9.0/10 · Free plan

  A flexible tax-filing service with free simple returns and guided expert help.

  Visit H&R BlockFull verdict →
• Keeper8.6/10 · Free plan · 14-day trial

  A deduction-focused tax platform for self-employed filers, with paid filing and review options.

  Visit KeeperFull verdict →