Gusto vs Moonworkers

GGusto9.1Visit Moonworkers8.2Visit

Higher score G Gusto #2 in Payroll APIs 9.1/10 Paid ✓ 0 of 4 features Visit Gusto

vs

Moonworkers #5 in Payroll APIs 8.2/10 Paid ✓ 0 of 4 features Visit Moonworkers

• Gusto fits best

  Small and mid-market employers needing full payroll

• Moonworkers fits best

  UK employers needing HMRC payroll APIs

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Side by side

Feature	GGusto 9.1/10 Visit ↗	Moonworkers 8.2/10 Visit ↗
At a glance
Editor score	9.1	8.2
Ranking	#2 in Payroll APIs	#5 in Payroll APIs
Best for	Small and mid-market employers needing full payroll	UK employers needing HMRC payroll APIs
Pricing model	Paid	Paid
Starting price	—	—
Free plan	—	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Support	Email, Live chat, Phone, Docs · 24/7	Email, Docs
Compliance	SOC 2, HIPAA, 2FA	GDPR, 2FA
Integrations	8 integrations	11 integrations
Built for	Small business, Mid-market	Solo, Small business, Mid-market, Enterprise
Features Gusto 0/4 · Moonworkers 0/4
Payroll data access	Not checked yet	Not checked yet
Payroll processing	Not checked yet	Not checked yet
Pay calculation	Not checked yet	Not checked yet
Worker onboarding	Not checked yet	Not checked yet
Specs
Connection method	Not checked yet	Not checked yet
Our review
Pros	Payroll processing, tax filings, benefits, and HR workflows in one platform Multi-state payroll, time tracking, onboarding, PTO, and performance tools Web, iOS, and Android access with broad business-app integrations	CIS verification, deductions, CIS300 returns and statements PAYE, RTI, pensions and statutory document generation REST API plus integrations with major accounting platforms
Cons	Contractor Only is limited to domestic contractor payments Advanced payroll and support capabilities vary by plan The current offering is primarily U.S.-focused	No free plan is available Monthly employer pricing is calculated by payroll volume Payroll payout coverage is limited to the UK
Our verdict	Gusto is a cloud-based payroll and HR platform for small and mid-market employers. It combines payroll processing and tax filings with employee records, onboarding checklists, e-signatures, PTO, benefits administration, time tracking,… Read the review →	Moonworkers is UK payroll software and an API for organisations paying CIS subcontractors, PAYE employees, directors and IR35 workers. It is aimed at sole traders, small and mid-sized businesses, accountants, construction firms and larger… Read the review →

Strengths and trade-offs

• Gusto — where it wins

  • Payroll processing, tax filings, benefits, and HR workflows in one platform
  • Multi-state payroll, time tracking, onboarding, PTO, and performance tools
  • Web, iOS, and Android access with broad business-app integrations

  Where it doesn't

  • Contractor Only is limited to domestic contractor payments
  • Advanced payroll and support capabilities vary by plan
  • The current offering is primarily U.S.-focused

• Moonworkers — where it wins

  • CIS verification, deductions, CIS300 returns and statements
  • PAYE, RTI, pensions and statutory document generation
  • REST API plus integrations with major accounting platforms

  Where it doesn't

  • No free plan is available
  • Monthly employer pricing is calculated by payroll volume
  • Payroll payout coverage is limited to the UK

• GGusto9.1/10 · Paid

  A full payroll and HR suite for small and mid-market U.S. employers.

  Visit GustoFull verdict →
• Moonworkers8.2/10 · Paid

  UK-focused payroll API with deep CIS, PAYE, RTI and accounting support.

  Visit MoonworkersFull verdict →