GoCardless Bank Account Data vs Enable Banking

GoCardless Bank Account Data9.0Visit Enable Banking8.5Visit

Higher score GoCardless Bank Account Data #3 in Banking APIs 9.0/10 Pricing on request ✓ 0 of 4 features Visit GoCardless

vs

Enable Banking #7 in Banking APIs 8.5/10 Pricing on request ✓ 0 of 4 features Visit Enable Banking

• GoCardless Bank Account Data fits best

  European open-banking data access

• Enable Banking fits best

  European PSD2 aggregation with self-hosting

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature	GoCardless Bank Account Data 9.0/10 Visit ↗	Enable Banking 8.5/10 Visit ↗
At a glance
Editor score	9.0	8.5
Ranking	#3 in Banking APIs	#7 in Banking APIs
Best for	European open-banking data access	European PSD2 aggregation with self-hosting
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud, Self-hosted
Platforms	Web	Web
Support	Email, Tickets, Docs	Email, Docs
Built for	Small business, Mid-market, Enterprise	Mid-market, Enterprise
Features GoCardless Bank Account Data 0/4 · Enable Banking 0/4
Transaction data	Not checked yet	Not checked yet
Bank identity checks	Not checked yet	Not checked yet
Account verification	Not checked yet	Not checked yet
Webhooks	Not checked yet	Not checked yet
Specs
Coverage scope	Not checked yet	Not checked yet
Data refresh	Not checked yet	Not checked yet
Our review
Pros	Retrieves holders, identifiers, balances and transactions via JSON APIs Provides up to 24 months of transaction history Supports up to 90 days of continuous account access	Connects to 2,700+ banks across 30 European countries Supports account data, balances, transactions and payment initiation Offers sandbox environments, webhooks and an on-premise aggregation core
Cons	Bank availability varies by country across the EEA Pricing uses a contact-sales model Deployment is cloud-based only	Volume-based pricing requires contacting sales European coverage may not fit teams needing banks outside 30 countries Support channels are limited to email and documentation
Our verdict	GoCardless Bank Account Data is an Account Information API for retrieving account holder details, account identifiers, balances and transaction data from connected bank accounts. It is aimed at small, mid-market and enterprise teams… Read the review →	Enable Banking provides PSD2-compliant open banking infrastructure for financial institutions, ERP providers, fintechs and other businesses. Its API supports account information access, balances, transaction details, payment initiation and… Read the review →

Strengths and trade-offs

• GoCardless Bank Account Data — where it wins

  • Retrieves holders, identifiers, balances and transactions via JSON APIs
  • Provides up to 24 months of transaction history
  • Supports up to 90 days of continuous account access

  Where it doesn't

  • Bank availability varies by country across the EEA
  • Pricing uses a contact-sales model
  • Deployment is cloud-based only

• Enable Banking — where it wins

  • Connects to 2,700+ banks across 30 European countries
  • Supports account data, balances, transactions and payment initiation
  • Offers sandbox environments, webhooks and an on-premise aggregation core

  Where it doesn't

  • Volume-based pricing requires contacting sales
  • European coverage may not fit teams needing banks outside 30 countries
  • Support channels are limited to email and documentation

• GoCardless Bank Account Data9.0/10 · Pricing on request

  European account data API with PSD2 connectivity and up to 24 months of history.

  Visit GoCardlessFull verdict →
• Enable Banking8.5/10 · Pricing on request

  European PSD2 aggregation with real-time data, payments and self-hosted deployment.

  Visit Enable BankingFull verdict →