GoCardless Bank Account Data vs Akoya

GoCardless Bank Account Data9.0Visit Akoya8.7Visit

Higher score GoCardless Bank Account Data #3 in Banking APIs 9.0/10 Pricing on request ✓ 0 of 4 features Visit GoCardless

vs

Akoya #5 in Banking APIs 8.7/10 Pricing on request ✓ 0 of 4 features Visit Akoya

• GoCardless Bank Account Data fits best

  European open-banking data access

• Akoya fits best

  U.S. financial-data coverage

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Side by side

Feature	GoCardless Bank Account Data 9.0/10 Visit ↗	Akoya 8.7/10 Visit ↗
At a glance
Editor score	9.0	8.7
Ranking	#3 in Banking APIs	#5 in Banking APIs
Best for	European open-banking data access	U.S. financial-data coverage
Pricing model	Paid	Paid
Starting price	Pricing on request	—
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Email, Tickets, Docs	Tickets, Docs
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features GoCardless Bank Account Data 0/4 · Akoya 0/4
Transaction data	Not checked yet	Not checked yet
Bank identity checks	Not checked yet	Not checked yet
Account verification	Not checked yet	Not checked yet
Webhooks	Not checked yet	Not checked yet
Specs
Coverage scope	Not checked yet	Not checked yet
Data refresh	Not checked yet	Not checked yet
Our review
Pros	Retrieves holders, identifiers, balances and transactions via JSON APIs Provides up to 24 months of transaction history Supports up to 90 days of continuous account access	Permissioned account, transaction and investment data via API and OAuth Access to payment credentials, statements and verified identity data Self-service sandbox with documentation and onboarding resources
Cons	Bank availability varies by country across the EEA Pricing uses a contact-sales model Deployment is cloud-based only	Enterprise plan uses custom pricing and requires a sales conversation Coverage is focused on U.S. financial institutions Priority support and dedicated success management require Enterprise
Our verdict	GoCardless Bank Account Data is an Account Information API for retrieving account holder details, account identifiers, balances and transaction data from connected bank accounts. It is aimed at small, mid-market and enterprise teams… Read the review →	Akoya provides an API-based open-finance network for fintechs, data aggregators and financial institutions. Its permissioned connections deliver account information, balances, transactions, investment holdings and positions, verified… Read the review →

Strengths and trade-offs

• GoCardless Bank Account Data — where it wins

  • Retrieves holders, identifiers, balances and transactions via JSON APIs
  • Provides up to 24 months of transaction history
  • Supports up to 90 days of continuous account access

  Where it doesn't

  • Bank availability varies by country across the EEA
  • Pricing uses a contact-sales model
  • Deployment is cloud-based only

• Akoya — where it wins

  • Permissioned account, transaction and investment data via API and OAuth
  • Access to payment credentials, statements and verified identity data
  • Self-service sandbox with documentation and onboarding resources

  Where it doesn't

  • Enterprise plan uses custom pricing and requires a sales conversation
  • Coverage is focused on U.S. financial institutions
  • Priority support and dedicated success management require Enterprise

• GoCardless Bank Account Data9.0/10 · Pricing on request

  European account data API with PSD2 connectivity and up to 24 months of history.

  Visit GoCardlessFull verdict →
• Akoya8.7/10 · Pricing on request

  Permissioned U.S. banking and investment data with payments credentials and statements.

  Visit AkoyaFull verdict →