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Head-to-head · Cash Flow Management Software

Fluidly vs Tidely

  • Updated Sep 2026
  • Both researched from official sources
  • 7 checks side by side
Higher score Fluidly #6 in Cash Flow Management Software 7.4/10 From 1,290 SEK/mo ✓ 4 of 5 features Visit Fluidly
Tidely #8 in Cash Flow Management Software 7.1/10 From €39/mo (annual) · 7-day trial ✓ 4 of 5 features Visit Tidely

Fluidly leads on 2 checks, Tidely on 1, and 4 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreFluidly · 7.4/10

Fluidly scores higher on our rubric for cash flow management software: 7.4 against 7.1 out of 10; our editors rank them #6 and #8.

Fluidly offers inflow/outflow tracking; Tidely doesn't publish it. Fluidly leads on bank connection limit: 3 connections versus 1 connections. Tidely offers multi-entity support; Fluidly doesn't publish it.

Fluidly is the better fit for european businesses needing forecasting workflows. Tidely is the better fit for european SMBs wanting affordable forecasting.

  • Fluidly fits best

    European businesses needing forecasting workflows

  • Tidely fits best

    European SMBs wanting affordable forecasting

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Fluidly 7.4/10 Visit ↗ Tidely 7.1/10 Visit ↗
At a glance
Editor score 7.4 7.1
Ranking #6 in Cash Flow Management Software #8 in Cash Flow Management Software
Best for European businesses needing forecasting workflows European SMBs wanting affordable forecasting
Pricing model Paid Paid
Starting price Not published Not published
Free plan — —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email Email, Live chat, Phone · 24/7
Integrations 13 integrations 10 integrations
Built for Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features Fluidly 4/5 · Tidely 4/5
Bank synchronization ✓ ✓
Cash position view ✓ ✓
Inflow/outflow tracking ✓ (best) Not published
Multi-entity support Not published ✓ (best)
Scenario planning ✓ ✓
Specs
Bank connection limit 3 connections (best) 1 connections
Our review
Pros
  • Live consolidated cash positions across banks and currencies
  • Invoice-based and Holt-Winters liquidity forecasting
  • What-if scenarios, FX monitoring, alerts, and regional integrations
  • AI forecasts, categorization and scenario analysis
  • Bank, ERP and financial-data synchronization
  • Open API, Zapier and accounting integrations
Cons
  • Paid plans start at 1,290 SEK per month
  • Bank connections are limited to three
  • Business is required for multiple ERP connections
  • No permanent free plan
  • Starter is limited to one bank account
  • Enterprise pricing is custom
Our verdict

Fluidly is a web-based cash visibility and finance-control platform for Nordic finance teams, companies, funds, family offices, and accounting firms. It connects European bank accounts with ERP and bookkeeping systems, then brings cash…

Read the review →

Tidely is cloud software for business cash flow and liquidity management. It connects bank accounts, accounting systems, ERP tools and other financial data sources to create an up-to-date view of financial positions and transactions.…

Read the review →
  1. FluidlyCash Flow Management Software 7.4From 1,290 SEK/mo
  2. TidelyCash Flow Management Software 7.1From €39/mo (annual) · 7-day trial

Strengths and trade-offs

  • Fluidly — where it wins

    • Live consolidated cash positions across banks and currencies
    • Invoice-based and Holt-Winters liquidity forecasting
    • What-if scenarios, FX monitoring, alerts, and regional integrations

    Where it doesn't

    • Paid plans start at 1,290 SEK per month
    • Bank connections are limited to three
    • Business is required for multiple ERP connections
  • Tidely — where it wins

    • AI forecasts, categorization and scenario analysis
    • Bank, ERP and financial-data synchronization
    • Open API, Zapier and accounting integrations

    Where it doesn't

    • No permanent free plan
    • Starter is limited to one bank account
    • Enterprise pricing is custom
  • Fluidly7.4/10 · From 1,290 SEK/mo

    A focused cash forecasting platform for European finance teams with open-banking feeds.

    Visit FluidlyFull verdict →
  • Tidely7.1/10 · From €39/mo (annual) · 7-day trial

    Affordable forecasting and scenario planning for European SMBs, with bank and accounting connections.

    Visit TidelyFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update