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Head-to-head · Point-of-Sale Software

Clover Retail POS vs SumUp POS

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Clover Retail POS #5 in Point-of-Sale Software 8.7/10 Paid ✓ 5 of 5 features Visit Clover
SumUp POS #28 in Point-of-Sale Software 6.8/10 Free plan Free plan✓ 5 of 5 features Visit SumUp POS

Clover Retail POS leads on 0 checks, SumUp POS on 1, and 5 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreClover Retail POS · 8.7/10
  • Free planonly SumUp POS

Clover Retail POS scores higher on our rubric for point-of-sale software: 8.7 against 6.8 out of 10; our editors rank them #5 and #28.

SumUp POS offers free plan; Clover Retail POS doesn't.

Clover Retail POS is the better fit for retailers wanting payments and omnichannel selling. SumUp POS is the better fit for small businesses wanting free POS with upgrades.

  • Clover Retail POS fits best

    Retailers wanting payments and omnichannel selling

  • SumUp POS fits best

    Small businesses wanting free POS with upgrades

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Clover Retail POS 8.7/10 Visit ↗ SumUp POS 6.8/10 Visit ↗
At a glance
Editor score 8.7 6.8
Ranking #5 in Point-of-Sale Software #28 in Point-of-Sale Software
Best for Retailers wanting payments and omnichannel selling Small businesses wanting free POS with upgrades
Pricing model Paid Free plan + paid
Starting price — $49/mo
Free plan — ✓ (best)
Free trial — —
Deployment Cloud, Self-hosted Cloud, Mobile
Platforms Web, Android Web, iOS, Android
Integrations 4 integrations 8 integrations
Features Clover Retail POS 5/5 · SumUp POS 5/5
Inventory management ✓ ✓
Offline mode ✓ ✓
Employee permissions ✓ ✓
Multi-location support ✓ ✓
Sales reporting ✓ ✓
Specs
Hardware support Both Both
Our review
Pros
  • Tracks SKUs, variants, barcodes, stock levels, reorder points, and low-stock alerts
  • Supports in-store, online, offline, mobile, wallet, QR-code, and Klarna payments
  • Combines employee controls, reporting, loyalty, returns, and multi-location management
  • Free POS plan covers catalogs, orders, reporting, and basic staff details.
  • Supports inventory, ingredient management, stock alerts, and offline mode.
  • Works with SumUp and compatible third-party checkout hardware.
Cons
  • Retail pricing requires contacting sales and varies by business type
  • Proprietary POS devices may add hardware considerations for retailers
  • Its broad feature set may exceed the needs of simple checkout operations
  • Advanced staff, printer, and cashbook tools require the $49 monthly POS Plus plan.
  • Customer rewards and automated marketing start with the $199 monthly tier.
  • Paid subscriptions are paired with transaction fees.
Our verdict

Clover Retail POS is designed for small and midsize retail businesses that need more than checkout alone. From the Clover Dashboard and mobile tools, retailers can manage inventory, payments, employees, sales reporting, online selling,…

Read the review →

SumUp POS is point-of-sale software for small businesses such as cafés, boutiques, salons, barbers, and pet stores. It brings order and payment processing, product catalogs, item modifiers, inventory and ingredient management, staff tools,…

Read the review →
  1. Clover Retail POSPoint-of-Sale Software 8.7Paid
  2. SumUp POSPoint-of-Sale Software 6.8Free plan

Strengths and trade-offs

  • Clover Retail POS — where it wins

    • Tracks SKUs, variants, barcodes, stock levels, reorder points, and low-stock alerts
    • Supports in-store, online, offline, mobile, wallet, QR-code, and Klarna payments
    • Combines employee controls, reporting, loyalty, returns, and multi-location management

    Where it doesn't

    • Retail pricing requires contacting sales and varies by business type
    • Proprietary POS devices may add hardware considerations for retailers
    • Its broad feature set may exceed the needs of simple checkout operations
  • SumUp POS — where it wins

    • Free POS plan covers catalogs, orders, reporting, and basic staff details.
    • Supports inventory, ingredient management, stock alerts, and offline mode.
    • Works with SumUp and compatible third-party checkout hardware.

    Where it doesn't

    • Advanced staff, printer, and cashbook tools require the $49 monthly POS Plus plan.
    • Customer rewards and automated marketing start with the $199 monthly tier.
    • Paid subscriptions are paired with transaction fees.
  • Clover Retail POS8.7/10 · Paid

    A broad retail POS for businesses that need payments, inventory, and online-to-store coordination.

    Visit CloverFull verdict →
  • SumUp POS6.8/10 · Free plan

    A flexible POS with a free starting point, but advanced customer tools cost more.

    Visit SumUp POSFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update