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Head-to-head · Point-of-Sale Software

Clover Retail POS vs SAP Customer Checkout

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Clover Retail POS #5 in Point-of-Sale Software 8.7/10 Paid ✓ 5 of 5 features Visit Clover
SAP Customer Checkout #7 in Point-of-Sale Software 8.5/10 Paid ✓ 5 of 5 features Visit SAP

Clover Retail POS leads on 0 checks, SAP Customer Checkout on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreClover Retail POS · 8.7/10

Clover Retail POS scores higher on our rubric for point-of-sale software: 8.7 against 8.5 out of 10; our editors rank them #5 and #7.

Clover Retail POS is the better fit for retailers wanting payments and omnichannel selling. SAP Customer Checkout is the better fit for SAP-centric mid-market and enterprise retailers.

  • Clover Retail POS fits best

    Retailers wanting payments and omnichannel selling

  • SAP Customer Checkout fits best

    SAP-centric mid-market and enterprise retailers

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Clover Retail POS 8.7/10 Visit ↗ SAP Customer Checkout 8.5/10 Visit ↗
At a glance
Editor score 8.7 8.5
Ranking #5 in Point-of-Sale Software #7 in Point-of-Sale Software
Best for Retailers wanting payments and omnichannel selling SAP-centric mid-market and enterprise retailers
Pricing model Paid Paid
Starting price — —
Free plan — —
Free trial — —
Deployment Cloud, Self-hosted Cloud, Desktop
Platforms Web, Android Web
Support Phone, Live chat, Email, Docs · 24/7 Docs, Community
Integrations 4 integrations 4 integrations
Built for Small business, Mid-market Mid-market, Enterprise
Features Clover Retail POS 5/5 · SAP Customer Checkout 5/5
Inventory management ✓ ✓
Offline mode ✓ ✓
Employee permissions ✓ ✓
Multi-location support ✓ ✓
Sales reporting ✓ ✓
Specs
Hardware support Both Both
Our review
Pros
  • Tracks SKUs, variants, barcodes, stock levels, reorder points, and low-stock alerts
  • Supports in-store, online, offline, mobile, wallet, QR-code, and Klarna payments
  • Combines employee controls, reporting, loyalty, returns, and multi-location management
  • Supports sales, returns, payments, discounts, and offline operation
  • Tracks stock and reports sales by shop, cashier, or sales item
  • Connects with SAP ERP and supports loyalty, self-checkout, and permissions
Cons
  • Retail pricing requires contacting sales and varies by business type
  • Proprietary POS devices may add hardware considerations for retailers
  • Its broad feature set may exceed the needs of simple checkout operations
  • Cloud edition still relies on an on-site POS component
  • The listed plan includes only one productive and one non-productive tenant
  • May be more than needed for businesses without SAP or multi-location needs
Our verdict

Clover Retail POS is designed for small and midsize retail businesses that need more than checkout alone. From the Clover Dashboard and mobile tools, retailers can manage inventory, payments, employees, sales reporting, online selling,…

Read the review →

SAP Customer Checkout is point-of-sale software for retail, merchandising, catering, sports, and entertainment businesses. Its cloud edition pairs cloud back-office management with an on-site POS system, and the product can also run…

Read the review →
  1. Clover Retail POSPoint-of-Sale Software 8.7Paid
  2. SAP Customer CheckoutPoint-of-Sale Software 8.5Paid

Strengths and trade-offs

  • Clover Retail POS — where it wins

    • Tracks SKUs, variants, barcodes, stock levels, reorder points, and low-stock alerts
    • Supports in-store, online, offline, mobile, wallet, QR-code, and Klarna payments
    • Combines employee controls, reporting, loyalty, returns, and multi-location management

    Where it doesn't

    • Retail pricing requires contacting sales and varies by business type
    • Proprietary POS devices may add hardware considerations for retailers
    • Its broad feature set may exceed the needs of simple checkout operations
  • SAP Customer Checkout — where it wins

    • Supports sales, returns, payments, discounts, and offline operation
    • Tracks stock and reports sales by shop, cashier, or sales item
    • Connects with SAP ERP and supports loyalty, self-checkout, and permissions

    Where it doesn't

    • Cloud edition still relies on an on-site POS component
    • The listed plan includes only one productive and one non-productive tenant
    • May be more than needed for businesses without SAP or multi-location needs
  • Clover Retail POS8.7/10 · Paid

    A broad retail POS for businesses that need payments, inventory, and online-to-store coordination.

    Visit CloverFull verdict →
  • SAP Customer Checkout8.5/10 · Paid

    An SAP-connected POS for multi-location retailers that need offline sales and centralized control.

    Visit SAPFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update