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Head-to-head · Point-of-Sale Software

Clover Retail POS vs PayPal Zettle

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Clover Retail POS #5 in Point-of-Sale Software 8.7/10 Paid ✓ 5 of 5 features Visit Clover
PayPal Zettle #26 in Point-of-Sale Software 6.9/10 Free plan Free plan✓ 4 of 5 features Visit PayPal Zettle

Clover Retail POS leads on 1 check, PayPal Zettle on 1, and 4 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreClover Retail POS · 8.7/10
  • Free planonly PayPal Zettle
  • Most featuresClover Retail POS · 5 of 5

Clover Retail POS scores higher on our rubric for point-of-sale software: 8.7 against 6.9 out of 10; our editors rank them #5 and #26.

PayPal Zettle offers free plan; Clover Retail POS doesn't. Clover Retail POS offers offline mode; PayPal Zettle doesn't. On hardware support, Clover Retail POS gives you Both where PayPal Zettle offers Proprietary.

Clover Retail POS is the better fit for retailers wanting payments and omnichannel selling. PayPal Zettle is the better fit for payPal merchants wanting free basic POS.

  • Clover Retail POS fits best

    Retailers wanting payments and omnichannel selling

  • PayPal Zettle fits best

    PayPal merchants wanting free basic POS

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Side by side

Feature Clover Retail POS 8.7/10 Visit ↗ PayPal Zettle 6.9/10 Visit ↗
At a glance
Editor score 8.7 6.9
Ranking #5 in Point-of-Sale Software #26 in Point-of-Sale Software
Best for Retailers wanting payments and omnichannel selling PayPal merchants wanting free basic POS
Pricing model Paid Free
Starting price — Free
Free plan — ✓ (best)
Free trial — —
Deployment Cloud, Self-hosted Cloud, Mobile
Platforms Web, Android Web, iOS, Android
Integrations 4 integrations 10 integrations
Features Clover Retail POS 5/5 · PayPal Zettle 4/5
Inventory management ✓ ✓
Offline mode ✓ (best) —
Employee permissions ✓ ✓
Multi-location support ✓ ✓
Sales reporting ✓ ✓
Specs
Hardware support Both Proprietary
Our review
Pros
  • Tracks SKUs, variants, barcodes, stock levels, reorder points, and low-stock alerts
  • Supports in-store, online, offline, mobile, wallet, QR-code, and Klarna payments
  • Combines employee controls, reporting, loyalty, returns, and multi-location management
  • No monthly or recurring software fee
  • Inventory, staff access, reports, and multiple payment types
  • Shopify sync plus ecommerce and accounting integrations
Cons
  • Retail pricing requires contacting sales and varies by business type
  • Proprietary POS devices may add hardware considerations for retailers
  • Its broad feature set may exceed the needs of simple checkout operations
  • Transaction fees apply
  • Hardware is purchased separately and proprietary
  • No offline mode; multisite is unavailable to new merchants
Our verdict

Clover Retail POS is designed for small and midsize retail businesses that need more than checkout alone. From the Clover Dashboard and mobile tools, retailers can manage inventory, payments, employees, sales reporting, online selling,…

Read the review →

PayPal Zettle, now branded PayPal Point of Sale, is a point-of-sale system for businesses accepting in-person payments. It suits PayPal merchants that need a mobile app for product catalogs, inventory, receipts, staff accounts, sales…

Read the review →
  1. Clover Retail POSPoint-of-Sale Software 8.7Paid
  2. PayPal ZettlePoint-of-Sale Software 6.9Free plan

Strengths and trade-offs

  • Clover Retail POS — where it wins

    • Tracks SKUs, variants, barcodes, stock levels, reorder points, and low-stock alerts
    • Supports in-store, online, offline, mobile, wallet, QR-code, and Klarna payments
    • Combines employee controls, reporting, loyalty, returns, and multi-location management

    Where it doesn't

    • Retail pricing requires contacting sales and varies by business type
    • Proprietary POS devices may add hardware considerations for retailers
    • Its broad feature set may exceed the needs of simple checkout operations
  • PayPal Zettle — where it wins

    • No monthly or recurring software fee
    • Inventory, staff access, reports, and multiple payment types
    • Shopify sync plus ecommerce and accounting integrations

    Where it doesn't

    • Transaction fees apply
    • Hardware is purchased separately and proprietary
    • No offline mode; multisite is unavailable to new merchants

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update