Head-to-head · Personal Finance Software
Buxfer vs Banktivity
Buxfer leads on 1 check, Banktivity on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreBuxfer · 7.5/10
- Free planonly Buxfer
- Free trialonly Banktivity
Buxfer scores higher on our rubric for personal finance software: 7.5 against 3.7 out of 10; our editors rank them #18 and #55.
Buxfer offers free plan; Banktivity doesn't. On account sync, Banktivity gives you Both where Buxfer offers Automatic. On mobile apps, Buxfer gives you Both where Banktivity offers Ios.
Buxfer is the better fit for broad, low-cost automated finance tracking. Banktivity is the better fit for apple-focused finance and investing.
- Buxfer fits best
Broad, low-cost automated finance tracking
- Banktivity fits best
Apple-focused finance and investing
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Side by side
| Feature | Buxfer 7.5/10 Visit ↗ | Banktivity 3.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.5 | 3.7 |
| Ranking | #18 in Personal Finance Software | #55 in Personal Finance Software |
| Best for | Broad, low-cost automated finance tracking | Apple-focused finance and investing |
| Pricing model | Free plan + paid | Paid |
| Starting price | $7.99/mo | — |
| Free plan | ✓ (best) | — |
| Free trial | — | 30 days |
| Deployment | Cloud, Mobile | Desktop, Mobile |
| Platforms | Web, iOS, Android | macOS, iOS |
| Integrations | 3 integrations | 6 integrations |
| Features Buxfer 4/4 · Banktivity 4/4 | ||
| Budgeting tools | ✓ | ✓ |
| Bill tracking | ✓ | ✓ |
| Net-worth tracking | ✓ | ✓ |
| Report export | ✓ | ✓ |
| Specs | ||
| Account sync | Automatic | Both |
| Mobile apps | Both | Ios |
| Our review | ||
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| Our verdict | Buxfer brings bank, investment, retirement, and other financial accounts into one personal finance workspace. It is designed for individuals who want automated account synchronization, category budgets, spending limits, visual reports,… Read the review → |
Banktivity is personal finance software for individuals and families using Apple devices. It brings budgeting, bill scheduling, account tracking, investment portfolio management, net-worth reporting, financial goals, and retirement… Read the review → |
Strengths and trade-offs
Buxfer — where it wins
- Automatic synchronization with more than 20,000 financial institutions
- Budgets, bills, forecasts, investments, and retirement planning in one product
- Web, iOS, Android, exports, multiple currencies, and API access
Where it doesn't
- Investment and retirement features are limited to the Prime tier
- Advanced capabilities require paid plans starting at $7.99 per month
- The broad feature set may exceed the needs of simple budget tracking
Banktivity — where it wins
- Combines category and envelope budgeting with bill reminders
- Tracks investments, net worth, goals, and retirement planning
- Supports encrypted Apple-device sync and multiple export formats
Where it doesn't
- Runs only on macOS and iOS
- No free plan is available
- Annual pricing starts at $59.99
- Buxfer7.5/10 · Free plan
A broad, low-cost finance tracker with automation, planning tools, and a free plan.
Visit BuxferFull verdict → - Banktivity3.7/10 · 30-day trial
A deep personal finance tool for Apple users who want budgeting, investing, and planning.
Visit BanktivityFull verdict →
All personal finance software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update