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Head-to-head · Payment Processing Software

Airwallex Payments vs Razorpay Payment Gateway

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Airwallex Payments #7 in Payment Processing Software 8.8/10 Free plan Free plan✓ 4 of 4 features Visit Airwallex
Razorpay Payment Gateway #8 in Payment Processing Software 8.7/10 Paid ✓ 0 of 4 features Visit Razorpay

Airwallex Payments leads on 1 check, Razorpay Payment Gateway on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAirwallex Payments · 8.8/10
  • Free planonly Airwallex Payments
  • Most featuresAirwallex Payments · 4 of 4

Airwallex Payments scores higher on our rubric for payment processing software: 8.8 against 8.7 out of 10; our editors rank them #7 and #8.

Airwallex Payments offers free plan; Razorpay Payment Gateway doesn't.

Airwallex Payments is the better fit for global ecommerce seeking a free starting plan. Razorpay Payment Gateway is the better fit for indian businesses wanting straightforward payment APIs.

  • Airwallex Payments fits best

    Global ecommerce seeking a free starting plan

  • Razorpay Payment Gateway fits best

    Indian businesses wanting straightforward payment APIs

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Side by side

Feature Airwallex Payments 8.8/10 Visit ↗ Razorpay Payment Gateway 8.7/10 Visit ↗
At a glance
Editor score 8.8 8.7
Ranking #7 in Payment Processing Software #8 in Payment Processing Software
Best for Global ecommerce seeking a free starting plan Indian businesses wanting straightforward payment APIs
Pricing model Free plan + paid Paid
Starting price $12/user/mo —
Free plan ✓ (best) —
Free trial — —
Deployment Cloud Cloud, Mobile
Platforms Web Web, Android, iOS
Integrations 10 integrations 20 integrations
Features Airwallex Payments 4/4 · Razorpay Payment Gateway 0/4
Recurring billing ✓ (best) Not checked yet
Payment links ✓ (best) Not checked yet
In-person payments ✓ (best) Not checked yet
Multi-currency support ✓ (best) Not checked yet
Specs
Payment methods Cards, digital wallets, bank transfers, buy-now-pay-later, direct debit, online banking, and cash methods Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI
Payout schedule Not checked yet Not checked yet
Our review
Pros
  • Free Explore plan covers global online payment acceptance
  • Supports multi-currency settlement, recurring billing, and POS payments
  • Integrates with Shopify, WooCommerce, Magento, and other platforms
  • Supports cards, UPI, net banking, wallets, EMI, and Pay Later
  • Includes REST APIs, webhooks, payment links, pages, and buttons
  • Handles recurring payments, refunds, transfers, and marketplace splitting
Cons
  • Payment acceptance fees apply in addition to monthly plan fees
  • Pricing and payment-method availability vary by region and entity location
  • Advanced workflows and dedicated support require the Accelerate plan
  • No free plan is available
  • Standard usage costs 2% per transaction plus GST
  • The breadth may exceed needs for basic payment-link use
Our verdict

Airwallex Payments is a global payment processing service for ecommerce businesses, subscription companies, marketplaces, platforms, and other businesses. It supports online card and local payment acceptance, hosted or embedded checkout,…

Read the review →

Razorpay Payment Gateway helps merchants, schools, ecommerce businesses, SaaS companies, and other organizations accept online payments. Its payment coverage includes cards, UPI, net banking, wallets, Cardless EMI, EMI, Pay Later, and…

Read the review →
  1. Airwallex PaymentsPayment Processing Software 8.8Free plan
  2. Razorpay Payment GatewayPayment Processing Software 8.7Paid

Strengths and trade-offs

  • Airwallex Payments — where it wins

    • Free Explore plan covers global online payment acceptance
    • Supports multi-currency settlement, recurring billing, and POS payments
    • Integrates with Shopify, WooCommerce, Magento, and other platforms

    Where it doesn't

    • Payment acceptance fees apply in addition to monthly plan fees
    • Pricing and payment-method availability vary by region and entity location
    • Advanced workflows and dedicated support require the Accelerate plan

  • Razorpay Payment Gateway — where it wins

    • Supports cards, UPI, net banking, wallets, EMI, and Pay Later
    • Includes REST APIs, webhooks, payment links, pages, and buttons
    • Handles recurring payments, refunds, transfers, and marketplace splitting

    Where it doesn't

    • No free plan is available
    • Standard usage costs 2% per transaction plus GST
    • The breadth may exceed needs for basic payment-link use
  • Airwallex Payments8.8/10 · Free plan

    A flexible global payments stack with a free plan and broad commerce integrations.

    Visit AirwallexFull verdict →
  • Razorpay Payment Gateway8.7/10 · Paid

    A broad India-focused payment gateway with APIs, recurring billing, and marketplace tools.

    Visit RazorpayFull verdict →

More comparisons

All payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update