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Prepare before a storm by learning your local flood risk, signing up for official alerts, and making a household evacuation plan. If a flash flood warning is issued, follow local instructions and move to safety without walking, swimming, or driving through floodwater. Wait for authorities to say it is safe before returning home.

Prepare your household before a storm

Check your flood risk and local guidance

Look up your home and common travel routes in FEMA’s Flood Map Service Center, and check with your local emergency management office for area-specific risks, evacuation routes, and shelter information. A map boundary is not a guarantee that a property is safe: Ready.gov notes that flooding can happen wherever it rains.

Set up warnings and a household plan

Sign up for community emergency alerts and learn the warning terms used where you live. FEMA recommends several ways to receive information, including the Emergency Alert System (EAS), NOAA Weather Radio, and local alerting systems. A battery-powered weather radio can provide another way to receive information during a power or internet outage, but it does not replace local notifications.

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Write down how household members will communicate, where you will go, and how you will get there. Identify more than one route if local authorities recommend it, and practice the plan. Include children, older adults, people with disabilities or medical needs, and pets; decide in advance how you will transport medications and essential supplies.

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Gather essentials and protect important items

Keep several days’ worth of food, water, medicines, cleaning supplies, batteries, and phone-charging devices where you can reach them. Put important documents in a waterproof container and keep password-protected digital copies as well. FEMA’s home flood-protection information sheet also recommends thinking ahead about measures suited to your home: move valuables to a higher level, clear drains and gutters, and consider elevating critical utilities. A backwater valve, battery-operated sump pump, or sandbags may help in some situations, but suitability depends on the property and its drainage; none makes floodwater safe or guarantees a home will not flood.

Consider flood insurance early

Ready.gov says standard homeowners’ insurance policies do not cover flooding and that flood insurance typically takes up to 30 days to take effect. Confirm current coverage, eligibility, exceptions, and waiting-period terms with official National Flood Insurance Program information and your insurer well before a storm threatens.

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What to do when a flash flood warning is issued

Follow official instructions promptly

Monitor alerts and local emergency instructions. If officials order an evacuation, leave promptly using the directions they give you. Do not drive around a barricade or enter a closed road to reach a route, home, or vehicle.

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Stay out of floodwater

Do not walk, swim, or drive through floodwater. Avoid flooded tunnels and underground roads, and stay off bridges over fast-moving water. Water can conceal road damage, and its depth and force are difficult to judge. FEMA’s flood-preparedness guidance warns: “Just six inches of fast-moving water can knock you down, and one foot of moving water can sweep your vehicle away.” The National Weather Service campaign wording reproduced in FEMA and Ready.gov guidance is “Turn Around. Don’t Drown!”

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Move to the safest available place

Follow local directions about whether to evacuate or shelter. Depending on the situation, go to the identified shelter, higher ground, or a higher floor. If you are trapped in a building, go to its highest level, but do not enter a closed attic where rising water could leave you trapped.

If your vehicle is caught in rapidly moving water, Ready.gov advises staying inside; if water rises inside, seek refuge on the roof. This is an emergency response, not a reason to drive onto a flooded road: avoid entering floodwater in a vehicle in the first place.

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Return and clean up only after the water recedes

Wait for an all-clear and watch for hazards

Return home only when authorities say it is safe. Avoid unnecessary driving, and watch for unstable trees, poles, and power lines. Floodwater can leave behind electrical hazards, contaminated water, sharp debris, damaged utilities, and other dangers even after it has receded.

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Handle electricity, fuel, and drinking water carefully

  • Do not touch wet electrical equipment or touch electrical equipment while standing in water. Turn off electricity only if you can do so safely.
  • Use generators and other fuel-burning equipment outdoors and at least 20 feet from building openings to reduce the risk of carbon monoxide poisoning.
  • Avoid floodwater, which may contain sewage, bacteria, chemicals, sharp debris, animals, or electrical hazards. Check with your local health department before treating tap water as safe to drink.

Clean up and document damage cautiously

Wear protective clothing, gloves, boots, and appropriate face coverings during cleanup. Follow public-health guidance for mold and damaged materials rather than assuming a flooded room or item is safe to handle. Photograph damage and contact your insurer for claims guidance; documentation does not guarantee that a loss is covered or reimbursed.

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