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A free scan shows the junk files, broken settings and background clutter dragging Windows down - then fixes them in one click.Free scan · Windows 10 & 11Choose a payment processor by comparing the total cost and practical fit of the payment methods your clients actually use—not by picking the lowest headline rate. For freelance invoicing, compare online card and bank-transfer fees separately, then weigh payment options, invoicing workflow, account eligibility, payout and dispute terms, and the agreement that applies in your country.
Start with how clients will pay you
Write down the ways you expect to collect money: online card payments through invoices or links, bank transfers, digital wallets, keyed-in payments, and in-person cards. Then estimate your typical invoice size and number of transactions. The fee for a card-present payment may differ from an online invoice or bank transfer, even with the same processor.
For example, Square’s US fee schedule separates card-present, online, online API, and invoice ACH pricing. Use the row for the actual client journey, not a rate advertised for another channel. See Square’s US fees page.
Compare the full cost for your payment mix
Calculate what each processor would charge against the same expected payments. Include the percentage fee, fixed per-transaction amount, subscription charges, and fees for any optional services you plan to use. If you accept multiple methods, calculate each separately before adding them together.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
A fixed fee takes a larger share of a small invoice than a large one. Compare several representative invoice amounts and transaction counts rather than relying on one percentage figure. Check the fee schedule for your country and account: the examples below are from current US provider pages and are not global rates.
| Provider and option | Published US example | What to verify |
|---|---|---|
| Square Payment Links | 3.3% + 30¢ per standard online transaction; no upfront fee listed on the Payment Links page | Other Square rates vary by plan and payment method. The broader US schedule lists different card-present, online, online API, and invoice ACH categories. Square Payment Links and Square fees |
| Stripe | The pricing page presents standard pricing across online and in-person payments, but the applicable fee depends on product and market | Check the pricing row for the specific payment method and service you will use. Stripe also offers no-code Payment Links. Stripe pricing |
| PayPal invoicing | No single invoice rate is stated here; merchant fees differ by transaction type and domestic or international payment | Match the fee row to the payment method you enable and the transaction’s market. PayPal says its merchant fee page was last updated September 1, 2026. PayPal merchant fees |
Square’s US fees page displays plan-column examples of 2.6% + 15¢, 2.5% + 15¢, and 2.4% + 15¢ for card-present payments, and 3.3% + 30¢, 2.9% + 30¢, and 2.9% + 30¢ for online payments. These are listed plan rates, not a guarantee that every account qualifies for every rate. Check the current schedule for your plan and method before calculating costs.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Check whether clients can pay easily
A lower fee is less useful if a client cannot use the payment method or finds the checkout inconvenient. Confirm whether clients can pay by their preferred card, wallet, or bank method, and whether they need an account with the provider.
- Stripe: Offers no-code Payment Links for online payments. See Stripe Payment Links.
- Square: Lists payment links and invoices among its no-hardware payment options, and its Payment Links page describes supported payment methods. See Square Payment Links.
- PayPal: Says clients can pay business invoices by debit or credit card or with PayPal Wallet. See PayPal invoicing.
Match the invoicing workflow to your business
Decide whether a hosted invoice or payment link is enough, or whether you need a more integrated checkout. Consider how you send invoices, handle repeat billing, track whether a client has paid, and reconcile transactions with your bookkeeping or project-management tools.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
A hosted payment link can let you collect online without building a website checkout or buying a terminal. Square says hardware is not required for invoices, payment links, virtual terminal, or Tap to Pay methods. That does not mean every feature is available in every country or account; check the local product details.
Review eligibility, payouts, and disputes
Before you make a processor your main way to get paid, check that it supports your country and the specific freelance work you do. Approval should not be assumed: Stripe says its review upon activation determines whether a business is supported. Square’s terms list unsupported activity. Read the relevant terms before sending clients payment links or moving recurring invoices.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Also verify the current rules for payout timing, reserves, refunds, disputes, and support in the agreement and account dashboard for your market. The provider pages cited here do not establish a universal fastest payout or best customer service claim. Terms can vary by account and transaction.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Use a side-by-side decision process
- Estimate your payment mix. Use recent or expected payments, separating online cards, wallets, bank transfers, and in-person transactions. Include typical invoice sizes and transaction counts.
- Find matching fee rows. For every candidate, identify the fees for your country, plan, and actual payment channels. Add fixed fees, subscriptions, and optional-service charges.
- Calculate costs on the same scenarios. Compare several realistic invoice amounts and your expected payment mix; do not compare an in-person rate with an online invoice rate.
- Try the client-facing flow. Check what payment methods appear, whether clients need an account, and how easy it is to pay and get a receipt.
- Read the account terms. Confirm eligibility, payout, refund, reserve, and dispute rules for your business and location.
- Test before switching fully. Run the invoicing and reconciliation workflow before relying on one route, and keep a suitable alternative payment option where practical.
Choose for your actual situation, not a universal ranking
There is no single lowest-cost or best processor established for all freelancers: the answer depends on location, payment method, invoice size, plan, and account terms. Treat Stripe, Square, and PayPal’s published US pages as starting points for a like-for-like comparison, then confirm current terms for your own account before switching.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
