The Best Crypto Payment Processors in 2026
We researched crypto payment processors through official websites, including pricing pages, plan tables, and product documentation. Rankings reflect each platform’s core payment-acceptance job, value for money, and verified features for checkout, invoices, settlement, conversion, and merchant integrations.
Our top picks
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Top ranked
BTCPay Server#1 of 209.4/10A free, non-custodial Bitcoin and Lightning processor for self-hosted payment flows.
Free plan
-
Runner-up
BitPay#2 of 209.2/10A broad crypto payments platform for established merchants with online and in-person needs.
-
Top-ranked free plan
Plisio#3 of 209.0/10A flexible crypto gateway with a free wallet plan and usage-based payment tools.
Free plan
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
The full ranking 20 tools, best first
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Best forSelf-hosters wanting free, non-custodial payments
A free, non-custodial Bitcoin and Lightning processor for self-hosted payment flows.
- Hosted checkout
- Crypto invoices
9.4/10★★★★★Visit BTCPay Server -
Best forEstablished merchants needing broad crypto payments
A broad crypto payments platform for established merchants with online and in-person needs.
9.2/10★★★★★Visit BitPay -
Best forBudget-conscious merchants needing many integrations
A flexible crypto gateway with a free wallet plan and usage-based payment tools.
- Hosted checkout
- Crypto invoices
9.0/10★★★★☆Visit Plisio -
Best forBusinesses needing broad currency and payout tools
A broad crypto payments toolkit for businesses that need acceptance, payouts, and conversion.
8.9/10★★★★☆Visit NOWPayments -
Best forMerchants wanting flexible settlement and reporting
A broad crypto payments stack with clear Standard fees and custom Enterprise terms.
- Hosted checkout
- Crypto invoices
8.8/10★★★★☆Visit CoinGate -
Best forOmnichannel merchants needing zero-fee checkout
A broad crypto checkout stack with zero merchant-side transaction fees and contact-sales pricing.
- Hosted checkout
8.7/10★★★★☆Visit Zypto Pay -
Best forBusinesses needing compliance and fiat settlement
A broad crypto payments stack for businesses that need compliance and fiat settlement.
- Crypto invoices
8.6/10★★★★☆Visit CoinsPaid -
Best forBitcoin merchants using Lightning and fiat settlement
A Bitcoin-focused processor combining Lightning, hosted checkout, plugins, APIs, and fiat settlement.
- Hosted checkout
- Crypto invoices
8.5/10★★★★☆Visit OpenNode -
Best forMulti-currency merchants wanting white-label checkout
A flexible multi-currency processor with white-label checkout and a 0.5% transaction fee.
- Hosted checkout
- Crypto invoices
8.3/10★★★★☆Visit CoinPayments -
Best forMerchants needing compliance and 350+ currencies
A broad crypto processor for merchants that need flexible checkout and settlement options.
- Hosted checkout
- Crypto invoices
8.2/10★★★★☆Visit B2BINPAY -
Best forMerchants needing many plugins and recurring payments
A broad crypto payment toolkit with many plugins, recurring payments, and a 2% fee.
- Hosted checkout
- Crypto invoices
8.1/10★★★★☆Visit Cryptomus -
Best forStablecoin merchants needing instant settlement
A broad stablecoin payment stack with instant settlement and account-specific pricing.
- Hosted checkout
- Crypto invoices
7.9/10★★★★☆Visit Coinbase -
Best forSmall merchants wanting a free starter plan
A crypto-only gateway with a free tier, hosted checkout tools, and paid API headroom.
- Hosted checkout
- Crypto invoices
7.8/10★★★★☆Visit CoinRemitter -
Best forSmall businesses wanting free stablecoin checkout
A free stablecoin checkout platform with fiat settlement, APIs, and merchant tools.
- Hosted checkout
- Crypto invoices
7.7/10★★★★☆Visit Triple-A -
Best forBitcoin merchants wanting direct-wallet settlement
A focused Bitcoin payment gateway with direct-wallet settlement and transaction-based pricing.
7.6/10★★★★☆Visit Blockonomics -
Best forDevelopers needing flexible crypto invoice tooling
Flexible crypto invoices, widgets, plugins, and APIs with transaction-based pricing.
- Hosted checkout
- Crypto invoices
7.5/10★★★★☆Visit Apirone -
Best forBusinesses needing recurring settlement and payouts
A crypto payment platform with flexible settlement, recurring settlements, and API payouts.
- Crypto invoices
7.2/10★★★★☆Visit Confirmo -
Best forMerchants needing POS and monitored settlement
A focused crypto processor for merchants needing POS, QR payments and monitored settlement.
- Hosted checkout
- Crypto invoices
7.1/10★★★★☆Visit MiraclePay -
Best forDevelopers building Bitcoin and Lightning payment flows
A focused API for developers building Bitcoin, Lightning, and cash payment flows.
- Crypto invoices
6.8/10★★★☆☆Visit Strike -
Best forKuCoin merchants needing exchange-linked payments
A KuCoin-linked processor for on-chain, off-chain, QR, and hosted crypto payments.
- Hosted checkout
6.6/10★★★☆☆Visit KuCoin Pay
No tools match those filters.
Compare at a glance
| # | Tool | Paid from | Settlement type | Transaction fee | Hosted checkout | Crypto invoices | Payment API | Score |
|---|---|---|---|---|---|---|---|---|
| 1 | BTCPay Server | Free | Crypto | Yes | Yes | Yes | 9.4 | |
| 2 | BitPay | 9.2 | ||||||
| 3 | Plisio | $0.50/unit usage-based | Crypto | 0.5 % | Yes | Yes | Yes | 9.0 |
| 4 | NOWPayments | 8.9 | ||||||
| 5 | CoinGate | Both | 1 % | Yes | Yes | Yes | 8.8 | |
| 6 | Zypto Pay | Both | 0 % | Yes | Yes | 8.7 | ||
| 7 | CoinsPaid | Both | Yes | Yes | 8.6 | |||
| 8 | OpenNode | Both | 1 % | Yes | Yes | Yes | 8.5 | |
| 9 | CoinPayments | Both | 0.5 % | Yes | Yes | Yes | 8.3 | |
| 10 | B2BINPAY | Both | 0.4 % | Yes | Yes | Yes | 8.2 | |
| 11 | Cryptomus | Both | 2 % | Yes | Yes | Yes | 8.1 | |
| 12 | Coinbase Payments | Both | Yes | Yes | Yes | 7.9 | ||
| 13 | CoinRemitter | $99.99/mo | Crypto | 0.23 % | Yes | Yes | Yes | 7.8 |
| 14 | Triple-A | Both | Yes | Yes | Yes | 7.7 | ||
| 15 | Blockonomics | 7.6 | ||||||
| 16 | Apirone | Crypto | 1 % | Yes | Yes | Yes | 7.5 | |
| 17 | Confirmo | Both | 0.8 % | Yes | Yes | 7.2 | ||
| 18 | MiraclePay | Both | 2 % | Yes | Yes | Yes | 7.1 | |
| 19 | Strike API | Both | Yes | Yes | 6.8 | |||
| 20 | KuCoin Pay | Both | Yes | Yes | 6.6 |
Head-to-head All 28 comparisons →
- BTCPay Server vs BitPay
- BTCPay Server vs Plisio
- BTCPay Server vs NOWPayments
- BTCPay Server vs CoinGate
- BTCPay Server vs Zypto Pay
- BTCPay Server vs CoinsPaid
- BTCPay Server vs OpenNode
- BitPay vs Plisio
- BitPay vs NOWPayments
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How we rank crypto payment processors
Every tool on this page was researched by iTechGuides Editors from its official website — pricing pages, plan tables and product documentation. We rank on how well each one does this category's core job, what the free or entry plan includes, and where it falls short. Where we have enough verified facts, the score out of 10 is a rubric — job fit, value and how much we could verify — shown with its breakdown on every tool's page; a tool we have not verified enough to score yet shows its rank without a number. Scores are re-checked when a product changes its plans. Read the full editorial policy, or submit a tool we missed.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update