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You can buy U.S. Treasury bills, notes, and bonds directly through TreasuryDirect by opening an account, selecting an available auction in Buy Direct, choosing a funding source, and submitting a noncompetitive bid. You accept the rate or yield set at auction rather than choosing one in advance. TreasuryDirect’s current guidance sets a $100 minimum, $100 purchase increments, and a $10 million maximum for a noncompetitive bid.
What to know before you buy
- Your auction rate is not known when you place the order. The auction sets the rate, yield, or discount margin. A TreasuryDirect noncompetitive bid guarantees the security and amount requested, according to TreasuryDirect’s buying guidance.
- TreasuryDirect uses noncompetitive bidding. You cannot submit a competitive bid in a TreasuryDirect account. Competitive bids, which specify an acceptable rate or yield and can receive a partial or no award, must go through a bank, broker, or dealer.
- Direct ownership has a resale restriction. Most newly purchased marketable securities must be held for 45 calendar days before transfer or sale. To sell a security held in TreasuryDirect, you must first transfer it to a broker or dealer.
- Account holdings are electronic. TreasuryDirect describes its service as having no charge to open or manage an account. Its broad eligibility description includes individuals and certain entities; check the current account-opening flow for eligibility details.
How to buy at auction in TreasuryDirect
- Open a TreasuryDirect account. Start from TreasuryDirect’s account information and follow the current online account-opening process. The exact eligibility checks and on-screen requirements may depend on your circumstances.
- Open Buy Direct and select an auction. The Buy Direct flow lists planned auctions. Choose the security type and auction you want; an auction may be for a new issue or a reopening of an existing security identified by its CUSIP. The TreasuryDirect user guide describes the purchase steps.
- Enter your purchase amount. The minimum is $100, purchases increase in $100 increments, and the noncompetitive maximum is $10 million. These are TreasuryDirect’s current stated purchase limits, not a recommended investment amount.
- Choose the funding source. Select an available bank account or Certificate of Indebtedness (C of I) as the source for the purchase. Make sure it will have enough funds by the issue date.
- Review and submit the noncompetitive purchase request. You are agreeing to accept the auction result; you cannot enter a target yield in this flow. Check the security, auction, amount, and funding source before submitting.
- Check the auction result and pending purchase. TreasuryDirect says results are available after 5 p.m. Eastern on auction day. Review pending purchases for the auction price and any accrued interest, and ensure the selected source can cover the amount due by the issue date.
If there is a gap between a security’s dated date and its issue date, accrued interest may be included in the purchase price. TreasuryDirect says that accrued interest is returned with the first regular interest payment. See its buying guidance for the current payment and purchase details.
How bills, notes, and bonds differ
All three are marketable Treasury securities sold at auction, but their maturity and cash-flow patterns differ. Compare when you may need the money, whether and when the security pays interest, the auction price or yield, and whether you are prepared to hold it or might need to transfer it for an early sale.
| Security | What to compare |
|---|---|
| Treasury bills | Compare the bill’s term and auction price or yield with the date you expect to need the money. Treasury bills are among the securities covered by TreasuryDirect’s marketable-security purchase and auction guidance: Buying a Treasury Marketable Security. |
| Treasury notes | Treasury notes have terms of 2, 3, 5, 7, or 10 years and pay fixed interest every six months until maturity. TreasuryDirect lists a $100 minimum and $100 increments. See Treasury Notes. |
| Treasury bonds | Check the bond’s maturity, auction price or yield, and payment details for the specific offering in TreasuryDirect. The cited purchase guidance establishes that bonds are auctioned marketable securities, but does not provide a bond-term or payment schedule here: Buying a Treasury Marketable Security. |
Understand the 45-day rule and selling from TreasuryDirect
Most new marketable securities bought through TreasuryDirect must remain in the account for at least 45 calendar days before they can be transferred or sold. A new security acquired through reinvestment of a maturing security is exempt from that holding period. The 45-day period is a restriction on transfer or sale, not a promise that selling later will happen directly within TreasuryDirect.
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Elebase USB to USB C Adapter for iPhone 18 Pro Max,USBC Car Charger Adapter
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
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TreasuryDirect account holders cannot sell a security directly from the account. To sell, transfer it to a broker or dealer; TreasuryDirect’s How Do I…? page outlines that route. If early access to a sale is important, factor in both the holding restriction and the extra transfer step before choosing direct TreasuryDirect ownership.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Set up reinvestment for an eligible maturing security
TreasuryDirect permits reinvestment of bills, notes, bonds, and floating rate notes (FRNs), but not TIPS. The replacement must follow the applicable security-type rules: a bill reinvests into a bill of the same term, while an FRN reinvests into a two-year FRN. A replacement note or bond may have a different term because of unscheduled reopenings. TreasuryDirect explains the rules on its reinvestment page.
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Anker USB C Hub, 5-in-1 USBC to HDMI Splitter with 4K Display
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
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- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
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UGREEN USB to USB C Adapter Combo 4-Pack, 10Gbps USB C Converter Space Gray
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
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Anker USB C Hub, 7in1 Multi-Port USB Adapter, 4K@60Hz USBC to HDMI Splitter
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
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Anker USB-C Hub, 5-in-1 USB Hub for Laptops, 4K HDMI Multiport Adapter
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
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- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
- You can schedule reinvestment when you make the original purchase or as late as four business days before maturity.
- If no appropriate security is being issued, TreasuryDirect cancels the reinvestment and sends the funds to the designated bank account or C of I.
- The replacement may cost more than the maturing security’s proceeds, for example because of accrued interest or tax withholding. If the shortfall is not covered before the issue date, TreasuryDirect may cancel the reinvestment.
- A replacement funded entirely by maturing-security proceeds is exempt from the 45-day holding period. If you add money to buy the replacement, the security bought with additional funds must be held for 45 calendar days before sale or transfer.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
