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Turn on your bank’s strongest available second factor, use a long password you do not reuse, and secure the email account used for password resets. If someone unexpectedly asks you for a verification code or tells you to move money, stop and contact your bank through its app or a trusted phone number.
Choose the strongest second factor your bank supports
Two-factor authentication (2FA), also called two-step or multifactor authentication, requires another proof of identity in addition to your password. The Federal Trade Commission (FTC) recommends enabling it for sensitive accounts such as banking; these settings are not usually on by default. Available methods depend on your bank.
| Method | Security considerations | What to check |
|---|---|---|
| Security key | The FTC describes a physical security key as the strongest of the common methods discussed. Keys may connect by USB or NFC. | Confirm your bank accepts the key and that it works with your device. Do not assume a particular bank or device supports a particular key. |
| Authenticator app | It avoids the SIM-swap weakness that can expose text-message codes. | Check whether your bank offers app-based codes and follow its enrollment and recovery instructions. |
| Text message (SMS) | Convenient, but codes can be exposed through SIM swapping. | If this is the only second-factor option your bank offers, enabling it is better than having no second factor. |
| Email code | Its safety depends partly on the security of the email account receiving the code. | Secure that inbox with a unique password and strong authentication where available. |
The FTC characterizes text and email codes as the least secure of these common 2FA options. This is a general comparison, not a guarantee about a particular bank’s setup or support.
Enable it through your bank’s trusted settings
- Open a trusted route to the bank. Use its official app or type a website address you already know. Do not follow a link from an unexpected message.
- Find the security setting. After signing in, look for “two-factor authentication,” “two-step verification,” or “multifactor authentication.” Labels and enrollment steps vary by institution; use the bank’s official help materials if you need guidance.
- Select the best supported method. Choose a security key or authenticator app if offered. If the bank provides only text or email codes, turn on the available second factor and never share a code with someone who contacts you.
- Review remembered devices. Choose to remember only personal devices you control. Do not save a banking login on a public computer.
Before buying or enrolling a physical key, check the bank’s supported methods and your device’s USB ports or NFC support. A FIDO security key may be an option only if it is compatible with both.
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#1 Best Overall
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Elebase USB to USB C Adapter for iPhone 18 Pro Max,USBC Car Charger Adapter
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
Strengthen your password and recovery email
- Use a long, unique password. The FTC suggests aiming for at least 12 characters and advises against reusing passwords. Change any banking password that you have reused elsewhere or believe may have been exposed.
- Generate and save it safely. A browser’s password generator or a password manager can create and remember a strong password; buying a separate tool is not required.
- Secure the email account used for resets. Password-reset links often go to email. If someone takes over that inbox, they may be able to reset passwords for other accounts. Give the email account its own unique password and enable its strongest available second factor.
Do not share verification codes or move money on request
A verification code can help prove that you are the account holder. The FTC’s rule is direct: “Never give your verification code to someone else. It’s only for you to log into your account.” Treat an unexpected request for a code as a warning, even if the caller or sender claims to be from the bank’s fraud department or says suspicious activity is underway.
Stop interacting and contact the bank yourself using the number on a statement, the official app, or a known-real website. Do not use the phone number or link in the suspicious message, and do not transfer money to an account someone says is safer. The FTC identifies requests for verification codes or instructions to move money as scam patterns.
Rank #2
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Anker USB-C Hub, 5-in-1 USB Hub for Laptops, 4K HDMI Multiport Adapter
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
If you clicked a suspicious link or shared a code
- Contact the bank immediately through its app or a trusted number. Explain what information or code you disclosed and follow the bank’s instructions.
- Report fraud to the FTC using its official scam guidance: What to do if you were scammed.
- Update affected credentials through the bank’s trusted site or app, and secure the email account used for recovery if its details may also be at risk.
For unexpected bank messages, avoid their links and contact the bank through a known-real channel. Keep your phone and computer software updated as part of basic account protection.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Sources and scope
This guidance reflects U.S. Federal Trade Commission consumer materials accessed October 7, 2026. Authentication choices, setup screens, recovery processes, and device compatibility vary by bank and may change; consult your institution’s official instructions for account-specific steps.
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Anker USB C Hub, 5-in-1 USBC to HDMI Splitter with 4K Display
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Rank #4
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UGREEN USB to USB C Adapter Combo 4-Pack, 10Gbps USB C Converter Space Gray
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Rank #3
Sale
Anker USB C Hub, 7in1 Multi-Port USB Adapter, 4K@60Hz USBC to HDMI Splitter
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
- FTC: Use Two-Factor Authentication to Protect Your Accounts
- FTC: How To Recognize and Avoid Phishing Scams
- FTC: What’s a verification code and why would someone ask me for it?
- FTC: What to do if you were scammed
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