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A card security code is the short, printed number a checkout may ask for to help verify that you have the payment card. It is usually three digits on the back of a Visa, Mastercard or Discover card, or four digits on the front of an American Express card. The code is also called a CVV, CVC, CID or another brand-specific name.

What a card security code is

A card security code (CSC) is a three- or four-digit verification value printed on a payment card. The PCI Security Standards Council (PCI SSC) also calls it a card verification code or value. Its exact name depends on the payment brand: common terms include CVV2, CVC2, CID, CAV2 and CVN2. PCI SSC’s glossary defines the printed code as distinct from verification data encoded in a card’s magnetic stripe.

Where to find the code

Look near the card number, but check both sides if it is not immediately visible. Pay.gov’s consumer guidance describes these common layouts:

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Card brand Common name Typical length and location
Visa CVV or CVV2 Three digits on the back, after and to the right of the card number
Mastercard CVC or CVC2 Three digits on the back, after and to the right of the card number
Discover CVV or CVV2; CID is also used in PCI glossary terminology Three digits on the back, after and to the right of the card number
American Express CID or CSC Four digits on the front, after and to the right of the card number

These are common layouts, not a guarantee for every card design. PCI SSC’s general definition allows the printed code to appear on the front or back.

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Why an online checkout asks for it

Merchants commonly ask for the code during card-not-present purchases, such as online, mail or telephone orders. PCI SSC says it can help verify that the customer has the card. It is one additional verification detail, not proof of identity, a guarantee that a purchase is safe, or a replacement for other payment-security measures. See PCI SSC’s June 2025 FAQ on requesting card-verification codes.

How the code differs from CVV, CVC and CID

CSC is a general description; CVV, CVC and CID are names used in brand-specific contexts. The terms are related, but technical materials may distinguish the printed value from magnetic-stripe verification data. PCI SSC’s PCI DSS and PA-DSS Glossary v3.2 discusses those concepts separately. For a customer entering a number at checkout, follow the prompt and use the printed code on the card.

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How merchants must handle the code

The code is sensitive authentication data. PCI SSC states: “These codes/values are considered Sensitive Authentication Data (SAD). PCI DSS Requirement 3.3.1.2 strictly prohibits storing them after authorization — even if encrypted.” The rule concerns retaining the code after the transaction it was collected for has been authorized; it also applies when the cardholder gives permission. PCI SSC’s card-on-file and recurring-transaction FAQ says the code is not needed for those later transactions, and its FAQ on cardholder permission clarifies that consent does not create an exception.

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