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You can add physical cash to your Venmo balance at a staffed Walmart register using your physical Venmo Debit Card. Venmo lists a $3.74 fee per deposit, and the service is unavailable in Vermont. The money goes into your Venmo account balance, which is linked to the card—not into a separate card-only balance.
How to add cash to Venmo at Walmart
- Go to a staffed register at a Walmart store. Venmo says in-store cash loading is currently unavailable in Vermont.
- Present your physical Venmo Mastercard Debit Card and ask the clerk to add money to your Venmo Debit Card. The card must be swiped; this is not a cash deposit you can make by providing only your Venmo username.
- Choose an amount within Venmo’s limits. The service fee is $3.74 per deposit. For a deposit over $300, bring ID whose name matches the name on the card.
- After the transaction, check the Venmo app’s transaction feed for “POSDEP*CASH” and the store location.
Venmo’s Add Cash in Stores instructions provide the current retailer, fee, requirements, and limits; the help page does not show a publication date.
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| 1 |
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Visa Virtual eGift Card | $54.95 | Buy on Amazon |
| 2 |
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Visa Physical Gift Card $200 (plus $6.95 Purchase Fee) | $206.95 | Buy on Amazon |
| 3 |
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Visa Virtual eGift Card | $206.95 | Buy on Amazon |
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Visa Physical Gift Card $100 (plus $5.95 Purchase Fee) | $105.95 | Buy on Amazon |
| 5 |
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Visa Virtual eGift Card | $28.95 | Buy on Amazon |
Cash deposit fees and limits
Venmo’s published limits for in-store cash deposits are:
Quick wins for a faster PC:
Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Clear out junk files and repair common Windows errorsFree Scan →| Limit period | Maximum transactions | Maximum total |
|---|---|---|
| Per transaction | Not stated | $20–$500 |
| Rolling 24 hours | 3 | $999.99 |
| Rolling 7 days | 7 | $3,000 |
| Calendar month | 20 | $4,000 |
These are the limits Venmo lists for its in-store cash-loading service; they are not an assurance that a particular transaction will be approved. The $3.74 fee applies to each in-store deposit. Venmo does not describe this cash-loading option as free.
#1 Best Overall
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Other ways to add money to your Venmo balance
If you do not have cash to load at a Walmart register, Venmo documents app-based funding and Direct Deposit. Availability and timing differ by method.
| Method | Where to start | Typical timing or condition |
|---|---|---|
| Linked debit card | Venmo app: Me > Add Money > From a bank or debit card | Typically instant, according to Venmo. A transfer cannot be canceled after it is initiated. |
| Linked bank account | Venmo app: Me > Add Money > From a bank or debit card | Typically 3–5 business days to reach the balance. Funds are unavailable until the transfer completes. |
| Direct Deposit | Me > Settings > Direct Deposit | Requires identity verification and feature availability. Timing depends on the issuer; setup can take up to two pay cycles to take effect. |
Use a linked debit card or bank account
In the app, open Me > Add Money > From a bank or debit card, enter the amount, select the payment method, and tap Add. Venmo says debit-card transfers are typically available instantly. Bank-funded transfers typically take 3–5 business days, and the balance cannot be used until the transfer finishes. Bank verification, transfer limits, weekends, holidays, or a review may affect processing. See Venmo’s Adding Money to Your Venmo Balance guidance for the app process and timing.
Rank #2
- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Set up Direct Deposit
If you have completed the required identity verification and the feature is available to you, find your account and routing numbers in Me > Settings > Direct Deposit. Give the exact details displayed in your app to your employer or other payment issuer. Venmo says activation may take up to two pay cycles, while the deposit timing itself varies by issuer. Its Direct Deposit FAQ explains eligibility and setup.
Venmo also says its Direct Deposit details can receive some government payments, including unemployment, tax refunds, and Social Security. Confirm the correct account details with the issuer and provide the exact information shown in Venmo. See Government Payments via Direct Deposit for Venmo’s guidance.
Rank #3
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
What the Venmo card is connected to
The Venmo Debit Card is linked to your Venmo account; cash loaded through the Walmart service is added to the account balance. It is not a separate cash purse stored on the physical card. Venmo says the Mastercard Debit Card is available to most users and directs people to apply from the Cards tab in the app. The card is issued by The Bancorp Bank, N.A., pursuant to a Mastercard license. See Venmo’s Venmo Debit Card FAQ.
Quick Recap
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- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Rank #4
- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
