Zil Money review
A free web-based platform for customizable checks, payments, imports, and business workflows.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Zil Money is a web-based business payments platform for organizations that need to create, customize, print, email, mail, and track checks. It supports business, personal, payroll, blank, and filled checks, with printing on blank check stock, plain paper, or paper with an MICR line. Small businesses can use it for routine check workflows, while larger organizations can access bulk processing, APIs, custom integrations, and enterprise support options.
The published plans show a $0-per-month Free tier with basic payment features, limited monthly transactions, standard support, and core integrations. Business adds all payment methods, unlimited transactions, priority support, all integrations, bulk payment processing, and advanced reporting. Enterprise adds API access, white-label platform options, a dedicated account manager, custom integrations, SLA guarantees, and volume-based pricing. A 15-day trial is also available. The Free plan suits organizations that need core capabilities at no monthly subscription cost, while Business and Enterprise fit higher-volume or more customized payment operations.
Its main strength is breadth within a check-printing workflow. Users can import check and payment data from accounting software, customize layouts, track printed and cashed checks, set optional approval thresholds, and send eChecks or physical checks. Integrations include QuickBooks, Zoho Books, Gusto, Xero, Bill.com, FreshBooks, Sage Business Cloud Accounting, ADP, Wave, Oracle NetSuite, and Zapier. ACH, wire, virtual-card, and credit-card payments extend it beyond check creation. Choose Zil Money if you want check printing alongside broader payment and accounting workflows; organizations seeking a standalone desktop product should look elsewhere.
Questions about Zil Money
Does Zil Money have a free plan? Yes, there is a free plan.
Is there a free trial of Zil Money? Yes: a 15-day free trial.
What does Zil Money run on? Web. It runs in the cloud.
What does Zil Money integrate with? 22,000+ integrations, including QuickBooks Online, QuickBooks Desktop, QuickBooks Payroll, Zoho Books and Zoho Payroll.
Who is Zil Money built for? Solo users, small businesses, mid-market companies and enterprises (our editorial estimate).
Zil Money pros and cons
- Where it wins
- Print business, payroll, blank, and filled checks on multiple paper types
- Customize templates with logos, signatures, fields, and layouts
- Connect accounting tools and process bulk payments through integrations or APIs
- Where it doesn't
- Business and Enterprise plans do not publish fixed prices
- The Free plan has limited monthly transactions
- Available through the web rather than a listed desktop application
Zil Money fact sheet, pricing and score →
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