Zeller review
A broad Australian payments platform with free Tap to Pay and paid terminals.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools, digital receipts, reporting, invoicing, payment links, virtual terminal payments, business accounts, and corporate cards. Tap to Pay accepts contactless cards and digital wallets on compatible iPhone and Android devices without a separate reader, while Zeller Terminals provide portable card acceptance for businesses that prefer dedicated hardware.
The published plans show a flexible cost structure. The Zeller Transaction Account has no recurring monthly fees and includes free unlimited real-time fund transfers. Tap to Pay with Zeller App costs AUD 0 per month, includes a free mobile POS, and applies transaction fees. Zeller Terminal 1x and Zeller Terminal 2 each cost AUD 199 one time; the first includes a receipt printer and Wi-Fi, SIM, and Ethernet connectivity, while the second has digital receipts and a 6.5-inch display. Zeller Corporate Cards include corporate card management and spend reports with no software fees. Recurring software pricing is not advertised, and hardware prices can vary by region.
Zeller suits businesses that want one system spanning counter payments, mobile acceptance, online collection, and operational tools. Its POS includes item management, discounts, order handling, sales reporting, and digital receipts by SMS, email, or QR code. Integrations cover Xero, Lightspeed Retail, Impos, Redcat, Tevalis, Oracle Simphony, Zii, H&L Exceed, and Whoods, while SDKs and APIs support integrated payment experiences. Payments can be accepted through Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, and Google Pay, with nightly settlement to Zeller accounts. Businesses needing offline payments should choose another option; those prioritising integrated POS and multiple payment channels should consider Zeller.
Zeller pros and cons
- Where it wins
- Free Tap to Pay with mobile POS and no hardware required
- Built-in POS, invoicing, payment links, and virtual terminal payments
- Integrations with Xero, Lightspeed Retail, and hospitality platforms
- Where it doesn't
- Transaction fees apply to Tap to Pay payments
- Terminals require a one-time hardware purchase
- Offline payments are not supported
Zeller fact sheet, pricing and score →
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