Yuh review
A free Swiss IBAN account with multi-currency payments, savings and investing in one mobile app.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Yuh is a mobile finance app for people in Switzerland who want a personal account alongside payments, savings and investing. It includes a Swiss IBAN, a Debit Mastercard with physical and virtual card options, and support for 13 currencies. Swiss banking and financial services are provided by Swissquote Bank Ltd. Yuh is aimed at personal rather than business banking, and its iOS and Android apps are the listed platforms.
The account and account management are free, according to the published plan information. That covers the core account, multi-currency functionality and debit card, but not necessarily every transaction: separate transaction and investment fees may apply. The app supports transfers in Switzerland and Liechtenstein in 13 currencies, as well as SEPA euro transfers. International transfers are available to SEPA and IBAN countries. For cash, Yuh supports deposits through a PostFinance QR-bill process at a post office. These payment options make it more flexible than an account limited to domestic transfers, though the listed savings rate is 0%.
Beyond payments, Yuh offers savings projects with optional automated saving, securities and crypto investing, and a Pillar 3a pension plan. Those features suit someone who wants several personal-finance functions in one mobile app; they may be less relevant to someone seeking a dedicated investment platform or a savings account chosen for interest. Phone, chat and documentation are listed as support channels, and two-factor authentication is included. Choose Yuh if you want a Swiss personal account with broad currency support and adjacent saving and investment tools. Consider another option if earning savings interest or using a desktop banking platform is central to your decision.
Yuh pros and cons
- Where it wins
- Free account management with a Swiss IBAN and Debit Mastercard
- Supports 13 currencies, Swiss transfers and SEPA euro transfers
- Combines savings projects, investing and Pillar 3a in one app
- Where it doesn't
- Savings interest is listed at 0%
- Separate transaction and investment fees may apply
- Mobile-only access; no desktop platform is listed
Yuh fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update