Yapily Data review
A normalized API for consented bank data across UK and European accounts.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Yapily Data is an open banking API for businesses that need consented financial information from banks across the UK and Europe. It provides account aggregation, balances, transactions, identity information, direct debits, scheduled payments, periodic payments, account statements and statement files through a single integration. Support for consumer, business and corporate accounts makes it relevant to onboarding, financial profiling, reconciliation, lending and affordability assessment. Teams seeking normalized Open Banking data feeds are the clearest fit.
The data layer is the product's central strength. Yapily Data normalizes financial information from different banks into consistent data, while real-time access supports workflows that depend on current account information. Connections use open banking API connections, bank user authorisation flows and redirect flow. Consent-based authorization is built into the access model, and multi-entity support broadens its fit for businesses handling more than one account or organization. The published coverage statement describes over 2,000 banks and institutions overall across the UK and Europe.
Pricing is tailored and requires contacting Yapily's team, so commercial evaluation is part of the buying process. The API delivery model suits product and engineering teams building account aggregation, onboarding, reconciliation or affordability features, but it is not positioned as a standalone, no-code banking application. Organizations that need structured, real-time bank data and can support an API integration should consider Yapily Data. Teams looking for a self-serve tool, fixed public plan selection or a broader workflow application should look elsewhere.
Yapily Data pros and cons
- Where it wins
- Normalizes balances, transactions and account data across banks
- Supports real-time access and consent-based authorisation flows
- Covers consumer, business and corporate accounts across multiple entities
- Where it doesn't
- Pricing requires contacting Yapily's team
- API-only access requires a technical integration
- Coverage is centered on banks across the UK and Europe
Yapily Data fact sheet, pricing and score →
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