Toshl Finance review
A flexible finance tracker with manual entry, budgeting, exports and paid account synchronization.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Toshl Finance is personal finance software for tracking expenses, income, accounts and budgets across web, Android and iOS. It suits individuals who want a central place for manual transaction entry, imported financial data or connected financial accounts. Beyond everyday tracking, it includes spending-plan views, planning graphs, net-worth views, receipt photo attachments and reminders for upcoming entries.
The plan structure separates basic tracking from broader account management. Toshl Free includes two financial accounts, two budgets, CSV export and manual entry, along with Android and iOS apps. Toshl Pro expands this to unlimited financial accounts and budgets, recurring expenses, incomes and transfers, reminders, planning graphs, and exports to CSV, PDF, Excel, Google and Evernote. Toshl Medici includes the listed Pro features and adds automatic synchronization for bank accounts, credit cards and other financial accounts. A 30-day trial is available, and the product follows a freemium model.
Toshl also offers several ways to bring data in or keep it current. Users can import CSV, OFX, QFX and QIF files, connect supported banks and financial services, and work with services including Plaid, Salt Edge and PayPal. Automatic synchronization makes Medici the more suitable choice for people who want account updates without manual entry, while Free or Pro can fit users who prefer file imports or direct transaction entry. Choose Toshl for cross-platform budgeting with flexible exports and multiple tracking methods; consider another option if the priority is keeping all synchronization features within a free plan.
Toshl Finance pros and cons
- Where it wins
- Web, Android and iOS coverage
- Budgets, recurring entries, reminders and net-worth views
- CSV, PDF, Excel and other export options on Pro
- Where it doesn't
- The free tier covers only two accounts and two budgets
- Automatic account synchronization is reserved for Medici
- Advanced capabilities require a paid tier
Toshl Finance fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update