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Tidely review

#9 of 29 in Cash Flow Management Software

Affordable forecasting and scenario planning for European SMBs, with bank and accounting connections.

8.4/10Editor score
Tidely8.4 Visit Tidely

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Tidely is cloud software for business cash flow and liquidity management. It connects bank accounts, accounting systems, ERP tools and other financial data sources to create an up-to-date view of financial positions and transactions. Businesses can categorize transactions, build liquidity plans, generate AI cash flow forecasts, compare scenarios, monitor KPIs and export PDF or Excel reports. Its audience spans freelancers, small businesses, scale-ups, holding structures and larger corporate groups, with particular appeal for European SMBs seeking forecasting without an extensive financial-management suite.

Pricing scales mainly by bank accounts, team members, companies and accounting or API connections. Starter costs €55 per month with monthly billing, or €39 per month with annual billing, and includes one bank account, one team member, one company and three KPI widgets. Professional costs €105 monthly or €85 with annual billing, adding five bank accounts, two team members and one accounting/API connection. Business costs €265 monthly or €215 annually, with 10 bank accounts, five team members, three companies and three accounting/API connections. Enterprise includes unlimited companies, bank accounts and accounting systems, plus a personal advisor, with custom pricing. A 7-day free trial is available, but there is no permanent free plan.

Tidely’s strongest fit is for teams that need a consolidated cash position, forward-looking forecasts and decision support through scenario analysis. Integrations include finAPI, Salt Edge, BANKSapi, DATEV, sevDesk, Pleo, Qonto, Microsoft Dynamics, Zapier and Make, while the platform is available on web with API access. The main constraint is scale at the lower tiers: Starter supports only one bank account and one company, so businesses with multiple entities or broader connectivity may need Professional, Business or Enterprise. Choose Tidely for structured cash flow planning and multi-entity growth; consider an alternative if a permanent free plan or broader entry-level bank connectivity is essential.

Tidely pros and cons

  • Where it wins
    • AI forecasts, categorization and scenario analysis
    • Bank, ERP and financial-data synchronization
    • Open API, Zapier and accounting integrations
  • Where it doesn't
    • No permanent free plan
    • Starter is limited to one bank account
    • Enterprise pricing is custom

Tidely fact sheet, pricing and score →

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