Stripe Identity review
A focused Stripe option for ID checks, document verification, and selfie matching.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Stripe Identity is a paid identity-verification product for online businesses that need to check users with government-issued documents, selfies, or identity numbers. It supports hosted verification flows, mobile and web capture, API-based sessions, document data extraction, biometric photo matching, live-capture enforcement, and configurable accepted document types. Its positioning fits Stripe users looking for straightforward KYC-related workflows, fraud prevention, onboarding, or account-takeover protection.
Pricing is usage-based. The US page lists $1.50 per document-and-selfie verification, covering government ID authenticity checks and biometric selfie matching. ID number lookup costs $0.50 per lookup and includes name and date-of-birth validation plus US Social Security number lookup. Stripe also states that the first 50 verifications are free, while the product remains a paid service rather than an unlimited free plan. This structure suits teams that prefer costs tied to verification activity instead of a fixed subscription.
The product’s strongest focus is identity verification rather than a broader compliance suite. Machine-learning fraud detection, manual review, extracted document data, verification reports, live-capture controls, and accepted-document configuration add depth to the core checking workflow. Dashboard and API access also give teams two ways to manage verification sessions. However, Stripe Identity does not include verified AML or KYB features. Choose it when document, selfie, and identity-number checks are the main requirement, especially within a Stripe-oriented workflow; teams needing verified AML or KYB coverage should select a product built around those capabilities.
Stripe Identity pros and cons
- Where it wins
- Government ID checks with biometric selfie matching
- Hosted web and mobile verification capture
- API access with reports and fraud detection
- Where it doesn't
- No verified AML or KYB features
- Usage-based pricing can add up at volume
- Verification data is sent to Stripe
Stripe Identity fact sheet, pricing and score →
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