SpotOn Payment Processing review
A free restaurant POS and payments option with reporting and a $55 paid tier.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
SpotOn Payment Processing is restaurant-focused payment software integrated with SpotOn POS. It supports card-present, keyed, online, contactless, tableside, and mobile QR-code pay-at-table payments. Restaurants also get ordering, table layouts, menu management, payment reporting, and connections to online ordering services. It fits individual restaurants as well as multi-unit, enterprise, and high-volume operations that need payment tools alongside restaurant workflows.
The published plans show a clear software pricing path. All-In Plan costs $0 per station per month and includes POS software and hardware, ordering, payments, table layouts, menu management, reporting, and 24/7 support. POS Essentials costs $55 per station per month, billed monthly, and adds lower processing fees and financing options while retaining the core ordering, payment, table, menu, reporting, and support features. Build Your Own uses custom processing rates and a custom software bundle for multi-unit, enterprise, and high-volume operations. The All-In plan has processing minimums and a minimum two-year term, while processing fees are separate from advertised software fees.
Its restaurant ecosystem is a practical strength. Integrations include SpotOn Order, Deliverect, DoorDash, Uber Eats, 7shifts, MarginEdge, R365, DAVO, Shogo, and OpenTable. The platform is available on web, iOS, and Android, and includes CSV report export, payment summaries, batch reports, settlement reports, and rapid funding transfers in under 30 minutes. Restaurants should consider SpotOn if they want a free software option with reporting and multiple payment channels. Operators comparing plans should pay close attention to processing terms and choose an alternative if those conditions do not fit their payment volume or contract needs.
SpotOn Payment Processing pros and cons
- Where it wins
- Free POS software and hardware with reporting
- Supports card-present, online, contactless, and tableside payments
- Rapid funding transfers in under 30 minutes
- Where it doesn't
- All-In has processing minimums
- All-In requires a minimum two-year term
- Processing fees are separate from advertised software fees
SpotOn Payment Processing fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update