Splid review
A focused mobile tool for tracking shared costs, unequal splits, and group settlements.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Splid is a mobile expense-splitting app for vacations, roommates, couples, friends, and family groups. It lets people record shared expenses and payments, decide how costs are divided, and see who owes whom. The app is available on iOS and Android, does not require sign-up, and supports both offline and online groups. That combination makes it particularly suitable for travel groups that need to keep recording expenses when connectivity is inconsistent.
Its strongest area is the depth of its group-settlement workflow. Members can split bills unequally, divide costs among multiple payees, and use automatic conversion across more than 150 currencies. Suggested minimal settlement payments help reduce the number of repayments between people. Online group sharing and synchronization support collaborative updates, while PDF and Excel summaries provide a way to review or share the final expense record. These features give Splid a practical fit for trips and other shared-cost situations where several people pay at different times.
Splid remains a narrow personal finance product rather than a broad money-management system. It focuses on shared expenses and bill splitting, without budgeting tools, bill tracking, or net-worth tracking. The Free plan includes expense splitting, offline and online groups, and 150+ currencies; the product also offers the 2 Groups and Splid Plus plans. Choose Splid if your priority is organizing group costs across mobile devices and currencies. Choose a broader personal finance product instead if you need ongoing budget planning, bill management, or a consolidated view of personal wealth.
Splid pros and cons
- Where it wins
- Works with offline and online groups
- Supports unequal splits and multiple payees
- Converts across more than 150 currencies
- Where it doesn't
- Does not include budgeting tools
- Does not track bills
- Does not manage net worth
Splid fact sheet, pricing and score →
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