Regure Rating review
A configurable rating engine for insurance teams that need traceable rate changes.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Regure Rating is a cloud insurance rating engine from The Algorithm for specialty operations, including MGAs, coverholders and carriers. It supports configurable, product-specific rate tables and changes rates without requiring a software release. Its stated fit spans small, mid-market and enterprise teams, and its listed product lines include commercial property, commercial lines, auto, health, casualty and liability, and catastrophe. Insurers seeking configurable rating with regression checks are the clearest fit; teams looking only for basic rating may find its versioning and quote-record capabilities unnecessary.
Change control is a central part of the product. Rate table versioning preserves the rates used for past quotes, while regression tests compare proposed rating changes against captured baselines. Premium build-up applies rate factors to risk information, and quote records retain premium, product, period, currency and broker. Revisions are stored as separate records. Together, these features support review of how a quote was rated and what changed, rather than treating rating as a single current set of rules. Rating can feed Regure's quote-to-policy workflow, or work alongside an existing rating engine.
Connectivity is available through API access and webhooks, with web and API listed as platforms. The vendor describes pricing as proposal-based and scopes it to modules, products and configuration needs, rather than publishing a list price. That makes a cost comparison dependent on a sales proposal. Regure Rating suits insurers that value configurable rates, historical quote context and regression checks, and that can evaluate product and configuration scope with the vendor. Buyers who need a self-service published price or are not looking for these change-control features should consider a simpler alternative.
Regure Rating pros and cons
- Where it wins
- Versioned rate tables preserve the basis used for earlier quotes.
- Regression tests compare rating changes with captured baselines.
- Quote revisions are stored separately, with API and webhook access.
- Where it doesn't
- Pricing is proposal-based rather than published as a list price.
- Rating changes may require configuration work across products.
- It may be more than teams need if they only require basic rating.
Regure Rating fact sheet, pricing and score →
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