Reconciler review
A focused reconciliation workspace with clear pricing and read-only controls.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Reconciler is payment and account reconciliation software for bookkeepers, controllers, and finance teams. It connects bank feeds, payment processors, corporate cards, and accounting ledgers with read-only access. Automatic matching covers deposits, payouts, fees, invoices, receivables, credit cards, and ledger entries, while discrepancy flags and plain-English explanations help teams review exceptions without changing underlying accounts.
Pricing is structured across four tiers, with annual and monthly options for the first three. Starter costs $49 per month when billed annually or $59 monthly, and includes one entity, read-only connections, a bank feed, one processor, automated matching, and discrepancy flags. Growth costs $149 per month annually or $179 monthly; it adds all listed sources, QuickBooks, Xero and NetSuite ledgers, a month-end close workspace, and unlimited team members. Scale costs $399 per month annually or $479 monthly, adding multi-entity reconciliation, a full audit trail and export, custom matching rules, and priority support. Enterprise provides custom volume and entities, SSO, role-based access, a security review and DPA, guided onboarding, and custom contract terms.
The strongest fit is a finance team that needs reconciliation and review workflows without granting write access to financial systems. The web product supports Stripe, PayPal, Square, QuickBooks, Xero, NetSuite, Sage Intacct, and Business Central, giving Growth and higher tiers a broad accounting and payment ecosystem. Month-end close and audit export make the higher tiers more suitable for structured review across entities. Teams that need journal entries posted or money moved should choose a product with those operational capabilities instead; Reconciler is designed to identify, explain, and document matches rather than execute transactions.
Reconciler pros and cons
- Where it wins
- Automates matching across bank feeds, payouts, fees, invoices, and ledgers
- Growth connects Stripe, PayPal, Square, QuickBooks, Xero, and NetSuite
- Scale adds multi-entity reconciliation, audit exports, and custom rules
- Where it doesn't
- Read-only access means it does not post journal entries or move money
- Starter supports one entity and one payment processor
- Advanced controls require higher-priced Growth or Scale plans
Reconciler fact sheet, pricing and score →
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