Plainvest

Freemium#22 of 25 in Financial Literacy Apps

Plainvest: A clear investing education and planning tool for long-term wealth goals. Ranked #22 of 25 in Financial Literacy Apps by our editors (7.0/10); pricing: Free plan; best for long-term investing planning.

7.0/10★★★★☆Editor score

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At a glance

• Editor score
  7.0 / 10
• Pricing
  Free plan
• Best for
  Long-term investing planning
• Free plan
  Yes
• Investing lessons
  Yes
• Facts checked
  21 Sep 2026

• Where it wins

  • Free simulator, inflation calculator and investment comparisons
  • Plain-English lessons on investing, ETFs, Bitcoin and retirement planning
  • Portfolio, goal and future-projection tools in paid options

• Where it doesn't

  • Focused on investing rather than budgeting or credit coverage
  • Pro features are listed without a published price
  • Web-only access limits platform choice

Our verdict on Plainvest

Plainvest is a web-based financial education platform designed for beginners who want to understand investing and plan for long-term wealth. Its free experience combines an interactive investment simulator, inflation calculator, investment comparisons and plain-English education. Lessons and tools cover investing, ETFs, Bitcoin, retirement planning and financial independence. Plainvest also presents long-term wealth projections and states that its projections are educational and not financial advice.

The published plans show a free tier, a Pro option and a Lifetime option. Free includes the simulator, inflation calculator, investment comparisons and education. Pro adds portfolio tracking, a future projections dashboard, the full calculator suite, a Freedom Score dashboard, and goal tracking and insights. The Lifetime plan costs AUD 89.90 as a one-time payment and adds premium investing guides, Bitcoin, ETF and DCA education, a beginner roadmap, lifetime guide access and an included 60-minute Zoom support call. This makes Plainvest useful for learners who want both explanations and visual planning tools, while buyers should review which paid features are included in each option before choosing.

Its strongest focus is guided investing education paired with simulations, comparisons and future planning. Portfolio tracking, goal tracking and the Freedom Score dashboard extend the product beyond lessons into ongoing personal planning. However, Plainvest remains narrower than a broader personal-finance app because its stated focus is investing, inflation and long-term wealth rather than budgeting or credit coverage. Choose it if your priority is building investing knowledge and exploring long-term scenarios; choose an alternative if you need a wider set of day-to-day financial management tools. The web-only platform is best suited to users comfortable managing their learning and planning online.

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Plainvest pricing

All 3 Plainvest plans and prices →

Plainvest fact sheet

Alternatives to Plainvest

• FinfluentA free, broad financial-literacy app with lessons, practice, tools, and gamification.9.4
• EVERFI Financial EducationA free, standards-aligned financial literacy curriculum with reporting and offline resources.9.2
• FDIC Money SmartA free, broad financial education program for families, educators, and organizations.9.1

See all Plainvest alternatives →

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Featured on iTechGuides

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update