PiggyVest review
A free savings app with automation, targets, flexible wallets, and fixed-term options.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
PiggyVest is a Nigerian digital savings and investment platform for individuals managing personal financial goals and groups saving toward shared targets. It supports daily, weekly, or monthly automated savings, manual QuickSave top-ups, and multiple savings products. Users can organize money through personal or group targets, fixed-term SafeLock savings, HouseMoney rent savings, and flexible wallets.
The service is free, with no conventional subscription tier described. Its main value comes from combining several savings formats in one account. PiggyBank supports recurring savings routines, while Target Savings is suited to specific goals. SafeLock is designed for funds held for defined periods, HouseMoney provides scheduled access for rent savings, and Flex wallets provide access to saved funds. Eligible savings balances can earn interest, although rates and withdrawal terms vary by product and may change with market conditions.
PiggyVest is available through the web, Android, and iOS, giving users multiple ways to manage their savings. Two-factor authentication adds an account-security control, while scheduled transfers and custom rules support its automated approach. It suits people who want a free service with more structure than a single savings wallet, especially those combining recurring deposits, group goals, fixed-term saving, and flexible balances. It is less suitable for users specifically seeking round-up savings or unrestricted access across every savings product, since withdrawal access depends on the product and its schedule.
PiggyVest pros and cons
- Where it wins
- Daily, weekly, or monthly automated savings routines
- Personal, group, fixed-term, rent, and flexible savings options
- Available on web, iOS, and Android with two-factor authentication
- Where it doesn't
- No round-up savings feature
- Some savings products use scheduled access or withdrawal terms
- Interest rates and withdrawal terms vary by product
PiggyVest fact sheet, pricing and score →
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