Perfios Account Aggregator review
A broad Indian account aggregator for FIUs that need consented financial data across asset types.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Perfios Account Aggregator retrieves customer financial information from financial information providers and consolidates it for registered Financial Information Users (FIUs). It is aimed at Indian financial institutions that need customer-authorized data across multiple asset classes, rather than individuals looking for a personal finance app. Use is limited to registered FIUs and governed by Indian account-aggregator regulations and technical specifications. The service is cloud-deployed and offered through an API.
Its notable strength is the range of information types it can handle. Alongside bank and NBFC deposits, supported information includes structured investment products, commercial paper, certificates of deposit, government securities, equity shares, bonds, debentures, mutual fund units and ETFs. The scope also covers Indian depository receipts, collective investment and alternative investment fund units, insurance policies, National Pension System balances, and infrastructure and real estate investment trust units. For an FIU consolidating a wide view of customer assets, that breadth may reduce the need to treat deposits, investments, insurance and pension information as separate categories. The service retrieves, organizes and presents the information, with sharing governed by customer consent.
Commercial terms are provided separately, so buyers should discuss pricing directly with Perfios as part of procurement. The published description does not establish connection methods, refresh cadence, statement formats or multi-entity support; FIUs should clarify these points against their integration and operating requirements. This is therefore a fit to assess for registered Indian FIUs prioritizing broad consent-based asset aggregation through an API. Institutions that require published rates or detailed connectivity and refresh specifications before evaluating a provider may prefer to compare alternatives with those terms documented upfront.
Perfios Account Aggregator pros and cons
- Where it wins
- Aggregates bank, NBFC, securities, insurance and pension information
- Organizes retrieved information for presentation to FIUs
- Customer consent governs information sharing
- Where it doesn't
- Use is limited to registered FIUs
- Commercial terms are provided separately
- Connection methods and refresh cadence are not specified
Perfios Account Aggregator fact sheet, pricing and score →
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