PayHere Checkout review
A broad Sri Lankan checkout gateway with plan-based processing fees and payment tools.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
PayHere Checkout is an online payment gateway for Sri Lankan businesses accepting card, mobile-wallet and internet-banking payments. It supports hosted checkout through a redirect-based Checkout API and onsite checkout within a website, alongside payment links, invoices, ecommerce plugins, payment APIs and mobile SDKs. Customers can pay without creating a PayHere account, while merchants can support one-time payments, recurring billing and subscriptions across web, iOS, Android and API implementations.
The plan structure determines both processing fees and available capabilities. LITE has no monthly fees, a 3.30% processing fee and one-time payments. PLUS reduces the processing fee to 2.99% and adds recurring billing, Hold on Card, and LKR and USD payouts. PREMIUM lists a 2.69% processing fee and adds automated charging to the PLUS features. EDU is designed for education-related payments, with a 2.49% processing fee, recurring billing, team access and all payment methods. GOV lists a 1.99% processing fee for government payments, with recurring billing, team access, and Visa, Mastercard and HelaPay support.
PayHere fits merchants that need more than a basic hosted payment page. Integrations include WooCommerce, OpenCart, Magento, PrestaShop, Shopify, WHMCS, CS-Cart, Moodle and ShopHere, giving ecommerce and education implementations several connection paths. Tokenization supports automated charging, while Hold on Card supports authorization and capture. The trade-off is a Sri Lankan operating focus: foreign-currency acceptance adds a 1.0% fee and is settled in LKR, and payouts follow a daily T+2 settlement cycle. Choose PayHere for broad checkout options and recurring-payment tools; consider another gateway if those currency and settlement terms do not fit.
PayHere Checkout pros and cons
- Where it wins
- Hosted and onsite checkout with APIs, SDKs and ecommerce plugins
- Supports one-time payments, recurring billing and subscriptions
- Payment links, invoices, tokenization and Hold on Card support
- Where it doesn't
- Foreign-currency acceptance adds a 1.0% fee and settles in LKR
- Processing fees vary by plan and selected payment capabilities
- Daily payouts follow a T+2 settlement cycle
PayHere Checkout fact sheet, pricing and score →
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