OnlineCheckWriter.com review
A web-based check and payment platform with broad accounting integrations.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
OnlineCheckWriter.com is a web-based business payments platform for creating, printing, emailing, and mailing checks. It supports blank and pre-printed check stock, MICR-enabled printing, customizable layouts, batch check creation, and multiple payment types, including ACH, wire transfers, eChecks, and check mailing. The product is aimed at small and medium-sized businesses, with enterprise options for larger organizations. It also provides mobile access to payment workflows.
Its strongest fit is an organization that needs accounting and payroll connectivity alongside check printing. Integrations include QuickBooks Online and Desktop, Zoho Books, Zoho Payroll, Gusto, Xero, FreshBooks, Sage, Bill.com, NetSuite, Wave, ADP, Odoo, and other business applications. A developer API supports additional connectivity, while user roles, approvals, account permissions, payment records, and check activity records address routine control and tracking needs. Drag-and-drop template editing adds flexibility for organizations with specific check layouts.
The published plans use several billing approaches. Pay as You Go has no minimum spend, requires an initial recharge, and applies transaction fees. Business includes 50 free credits each month and lower rates for ACH, wire, check, and postage services. Premium includes 500 free credits monthly, the best listed rates for those services, Positive Pay for one bank, and dedicated support. Enterprise adds 1,000 free credits monthly, 24x7 instant dedicated support, white labeling, SSO and SCIM, and a dedicated server with custom pricing. A 15-day free trial is available, but there is no free plan. Choose it for broad integrations and flexible payment workflows; consider an alternative if you need a free tier or simple check printing without broader payment features.
Questions about OnlineCheckWriter.com
Is there a free trial of OnlineCheckWriter.com? Yes: a 15-day free trial; no card is needed.
What does OnlineCheckWriter.com run on? Web. It runs in the cloud and as a mobile app.
What does OnlineCheckWriter.com integrate with? 15 integrations, including QuickBooks Online, QuickBooks Desktop, Zoho Books, Zoho Payroll and Gusto.
Who is OnlineCheckWriter.com built for? Small businesses, mid-market companies and enterprises (our editorial estimate).
OnlineCheckWriter.com pros and cons
- Where it wins
- Prints MICR checks on blank or pre-printed stock
- Connects with accounting, payroll, and business applications
- Supports batch payments, approvals, and customizable layouts
- Where it doesn't
- No free plan is available
- Transaction fees apply to the Pay as You Go plan
- Enterprise features require custom pricing
OnlineCheckWriter.com fact sheet, pricing and score →
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