Best onbalance Alternatives in 2026
The top onbalance alternatives are Agicap, Statement and Atlar: 15 cash flow management software our editors would look at instead of onbalance, in our ranking order.
onbalance: A free mobile app for tracking cash flow across businesses, accounts and currencies. Where it falls short: no bank synchronization or external integrations.
Switching from onbalance? For most cash flow management software buyers the best onbalance alternative is Agicap, built for complex, multi-entity treasury teams. On a budget, Cash Flow Frog starts at $55/mo. Trezy has a free plan. Fluidly offers the most bank connection limit (3 connections).
Why People Look for an onbalance Alternative
- No bank synchronization or external integrations
- Mobile-only, with iOS and Android apps
- Forecasting scenarios are not listed
- No bank synchronization — 9 of the alternatives below have it
Quick Picks by What You Need
- Best overallAgicap9.3
Complex, multi-entity treasury teams
Visit Agicap - Lowest priceCash Flow Frog8.5
Paid plans from $55/mo
Visit Cash Flow Frog - Best free optionTrezy8.3
Has a free plan
Visit Trezy - Most bank connection limitFluidly8.7
3 connections
Visit Fluidly - Best for bank synchronizationStatement9.1
Bank synchronization (onbalance: no)
Visit Statement
All 15 onbalance Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forComplex, multi-entity treasury teams
- Better than onbalance:
- Editor score 9.3 vs 6.5
A broad treasury platform for complex, multi-entity cash management.
- Scenario planning
9.3/10★★★★★Visit Agicap -
Best forGlobal finance teams needing bank coverage
- Better than onbalance:
- Bank synchronization
- Editor score 9.1 vs 6.5
A strong fit for global finance teams managing cash across banks, entities, and ERPs.
- Multi-entity support
- Bank synchronization
- Scenario planning
9.1/10★★★★★Visit Statement -
Best forEnterprise treasury and liquidity teams
- Better than onbalance:
- Editor score 9.0 vs 6.5
A broad treasury platform for enterprise cash visibility, liquidity, payments, and risk workflows.
- Multi-entity support
9.0/10★★★★☆Visit Atlar -
Best forTreasury teams managing debt and funding risk
- Better than onbalance:
- Editor score 8.9 vs 6.5
A focused treasury platform for complex cash, debt, payment, and liquidity oversight.
- Multi-entity support
8.9/10★★★★☆Visit Onefin -
Best forMulti-entity businesses needing cash-risk oversight
- Better than onbalance:
- Bank synchronization
- Editor score 8.8 vs 6.5
A focused cash intelligence layer for multi-entity finance teams.
- Multi-entity support
- Bank synchronization
- Scenario planning
8.8/10★★★★☆Visit Kudwa -
Best forEuropean businesses needing forecasting workflows
- Better than onbalance:
- Bank synchronization
- Editor score 8.7 vs 6.5
A focused cash forecasting platform for European finance teams with open-banking feeds.
- Bank synchronization
- Scenario planning
- Cash position view
8.7/10★★★★☆Visit Fluidly -
Best forForecasting-led finance teams
- Better than onbalance:
- Editor score 8.6 vs 6.5
A forecasting-led cash-flow platform for teams managing scenarios, entities, and currencies.
- Scenario planning
8.6/10★★★★☆Visit Dryrun -
Best forBusinesses needing long-range cash forecasting
- Better than onbalance:
- Editor score 8.5 vs 6.5
A focused forecasting tool for businesses planning cash needs up to 36 months ahead.
- Scenario planning
8.5/10★★★★☆Visit Cash Flow Frog -
Best forEuropean SMBs wanting affordable forecasting
- Better than onbalance:
- Bank synchronization
- Editor score 8.4 vs 6.5
Affordable forecasting and scenario planning for European SMBs, with bank and accounting connections.
- Multi-entity support
- Bank synchronization
- Scenario planning
8.4/10★★★★☆Visit Tidely -
Best forBudget-conscious small businesses
- Better than onbalance:
- Bank synchronization
- Editor score 8.3 vs 6.5
A value-focused cash flow platform with a free plan and practical paid forecasting tools.
- Multi-entity support
- Bank synchronization
- Scenario planning
8.3/10★★★★☆Visit Trezy -
Best forEuropean teams needing integrated cash control
- Better than onbalance:
- Bank synchronization
- Editor score 8.2 vs 6.5
Integrated cash control for European teams, with forecasting and multi-entity support.
- Multi-entity support
- Bank synchronization
- Scenario planning
8.2/10★★★★☆Visit Okimia -
Best forEstablished teams needing structured forecasting
- Better than onbalance:
- Editor score 8.1 vs 6.5
Structured forecasting with scenarios, consolidation and accounting-platform connections.
- Scenario planning
8.1/10★★★★☆Visit Float -
Best forGrowing businesses wanting automated cash monitoring
- Better than onbalance:
- Bank synchronization
- Editor score 8.0 vs 6.5
Orcheo brings bank-synced cash monitoring, forecasting and scenario planning into one web platform.
- Multi-entity support
- Bank synchronization
- Scenario planning
8.0/10★★★★☆Visit Orcheo -
Best forMulti-entity cash visibility teams
- Better than onbalance:
- Bank synchronization
- Editor score 7.9 vs 6.5
A focused cash-visibility hub for finance teams managing multiple entities and currencies.
- Multi-entity support
- Bank synchronization
- Scenario planning
7.9/10★★★★☆Visit Vesto -
Best forBusinesses needing reconciliation and payment controls
- Better than onbalance:
- Bank synchronization
- Editor score 7.8 vs 6.5
A broad finance operations platform for reconciliation, controls, forecasting, and payments.
- Bank synchronization
- Cash position view
- Inflow/outflow tracking
7.8/10★★★★☆Visit Klak
onbalance Alternatives: Common Questions
What is the best alternative to onbalance?
Agicap: #1 in our Cash Flow Management Software ranking, with an editor score of 9.3 out of 10. A broad treasury platform for complex, multi-entity cash management.
Is there a free alternative to onbalance?
Yes. Trezy has a free plan or a free tier.
What is the cheapest paid alternative to onbalance?
Of the alternatives here that publish a price, Cash Flow Frog starts lowest, at $55/mo.
Why do people look for onbalance alternatives?
No bank synchronization or external integrations; Mobile-only, with iOS and Android apps; Forecasting scenarios are not listed.
Which onbalance alternative has the most bank connection limit?
Fluidly, with 3 connections.
How do I switch from onbalance?
Export your data from onbalance (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel onbalance.
How to Switch from onbalance
- Export your data from onbalance (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel onbalance.
onbalance vs Each Alternative
| # | Tool | Free plan | Paid from | Bank synchronization | Cash position view | Inflow/outflow tracking | Score |
|---|---|---|---|---|---|---|---|
| 28 | onbalance | Yes | Free | No | 6.5 | ||
| 1 | Agicap | No | 9.3 | ||||
| 2 | Statement | Yes | Yes | Yes | 9.1 | ||
| 3 | Atlar | No | 9.0 | ||||
| 4 | Onefin | 8.9 | |||||
| 5 | Kudwa | Yes | Yes | Yes | 8.8 | ||
| 6 | Fluidly | No | 1,290 SEK/mo | Yes | Yes | Yes | 8.7 |
| 7 | Dryrun | No | 8.6 | ||||
| 8 | Cash Flow Frog | No | $55/mo | 8.5 | |||
| 9 | Tidely | No | €39/mo | Yes | Yes | 8.4 | |
| 10 | Trezy | Yes | $150/yr | Yes | Yes | Yes | 8.3 |
| 11 | Okimia | No | €69/mo | Yes | Yes | Yes | 8.2 |
| 12 | Float | No | $105/mo | 8.1 | |||
| 13 | Orcheo | No | $75/mo | Yes | Yes | Yes | 8.0 |
| 14 | Vesto | Yes | Yes | Yes | 7.9 | ||
| 15 | Klak | Yes | Yes | Yes | 7.8 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update