Okimia review
Integrated cash control for European teams, with forecasting and multi-entity support.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Okimia is a web-based cash-flow management platform for SMEs, startups, CFOs, finance managers, and accounting professionals. It connects bank accounts and management systems to provide real-time cash-position monitoring, automatic transaction categorization, inflow and outflow forecasting, scenario planning, reconciliation, reporting, and budget-versus-actual analysis. The platform also supports payment and cash-investment capabilities, with a seven-day free trial before paid access.
Pricing is structured around business size and operating complexity. Starter costs €69 per month and is aimed at micro-businesses and startups with up to €2M in annual revenue. It includes one entity, two banks, three scenarios, and 3,000 transactions. Pro costs €104 per month for single-entity SMEs with up to €5M in annual revenue, adding four banks, five scenarios, and daily and weekly views. Enterprise is designed for multi-entity SMEs and companies from €5M in annual revenue, with multi-entity consolidation, unlimited banks, unlimited scenarios, and API and SFTP integration.
Its ecosystem fit is suited to finance teams already working with European banking and accounting systems. Okimia lists integrations with Sage, Cegid, Pennylane, ERP systems, accounting tools, Open Banking, and EBICS. The main distinction between tiers is scale: Starter suits smaller operations, while Pro expands bank and scenario capacity without adding entities. Enterprise is the natural choice for multiple companies or more advanced integration requirements. Teams needing only basic cash visibility may find the broader forecasting, reconciliation, and consolidation feature set unnecessary, while organizations needing more than two bank connections should consider Pro or Enterprise rather than Starter.
Okimia pros and cons
- Where it wins
- Real-time cash monitoring with automatic bank synchronization
- Forecasting, scenarios, reconciliation, and budget-versus-actual reporting
- Multi-entity consolidation with ERP and accounting integrations
- Where it doesn't
- Starter is limited to one entity and two banks
- No free plan; paid access starts at €69 per month
- Enterprise pricing is custom rather than published
Okimia fact sheet, pricing and score →
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