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Number X review

#25 of 32 in Merchant of Record Software

A payment and tax platform for digital businesses needing broad payment-method coverage.

6.9/10Editor score
Number X6.9 Visit Number X

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Number X is a merchant of record platform for businesses selling software, subscriptions, games, e-learning products, mobile apps, and other digital goods. It combines localized checkout, payment processing, tax calculation and remittance, fraud prevention, chargeback and refund management, reporting, compliance support, and end-customer payment support. The product is suited to digital businesses that want to sell internationally without establishing legal entities in every target jurisdiction.

The published Merchant of Record plan includes checkout, payment processing, tax calculation and remittance, fraud protection, reporting, and customer support. According to the pricing page, the starting fee is 5% per sale, and there is no free plan. The plan also covers subscription billing and digital delivery, with multi-channel checkout options. This structure keeps the commercial offering straightforward, but businesses should assess the transaction fee against their sales volume and payment mix before choosing it.

Payment-method breadth is a central strength: Number X supports more than 200 payment methods and provides hosted checkout, hosted payment fields, server-to-server payments, REST API access, and SDKs. Its web and API platforms support different implementation paths, from a hosted experience to a more integrated payment flow. The published coverage is 50 countries, so it is a strong fit for digital businesses prioritizing payment-method variety, localized checkout, and managed tax responsibilities. Businesses seeking a free entry plan or wider listed country coverage should consider alternatives.

Number X pros and cons

  • Where it wins
    • Supports payment processing with more than 200 payment methods
    • Handles digital tax calculation and remittance
    • Offers localized checkout, fraud tools, and dispute management
  • Where it doesn't
    • No free plan is offered
    • Published country coverage is 50 countries
    • The published pricing page lists a 5% per-sale fee

Number X fact sheet, pricing and score →

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