Nickel review
A flexible ACH and invoicing platform with a free tier and paid automation.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Nickel is a cloud-based B2B cash-flow platform for businesses that collect invoice payments, pay vendors, and manage related workflows. Its audience includes businesses in construction, manufacturing, logistics, wholesale, and professional services. The product combines ACH payment collection, vendor payments, invoice payment links, hosted payment pages, bill pay, vendor onboarding, QuickBooks synchronization, and automated payment reminders. It also includes AI invoice follow-ups and bookkeeping assistance.
Pricing is structured around a free Core plan and paid tiers. Nickel Core costs $0 per month and includes invoice payments, a payment page, bill pay, vendor onboarding, QuickBooks Online and Desktop integration, and free ACH. Nickel Plus costs $35 per month with annual billing or $45 per month with monthly billing, adding recurring invoices, autopay, saved payment methods, and priority support. Nickel Pro costs $300 per month and adds API access, vendor verification, a dedicated account manager, dedicated onboarding and training, and SAML/OIDC single sign-on. Enterprise adds dedicated support, multi-entity support, developer tools, custom ERP and data warehouse integrations, and custom per-transaction pricing. A 14-day free trial is also available.
Nickel suits teams that want ACH collection and vendor payments alongside invoicing and bill pay rather than a narrow payment rail. Same-day ACH, payment links, API access, webhooks, and a stated $1 million ACH limit support more structured payment operations. QuickBooks Online and Desktop synchronization is the clearest accounting fit, while the Enterprise tier addresses organizations needing custom integrations. Businesses that only need basic ACH can start with Core; those needing recurring billing should choose Plus, and those requiring API access, SSO, or dedicated support should consider Pro or Enterprise.
Nickel pros and cons
- Where it wins
- Free ACH with invoice payments, bill pay, and vendor onboarding
- Recurring invoices, autopay, payment links, and hosted payment pages
- QuickBooks sync plus REST API and webhook notifications
- Where it doesn't
- Advanced automation starts with the Plus paid tier
- API access and SSO are reserved for the Pro tier
- Enterprise uses custom per-transaction pricing
Nickel fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update