Neonomics review
Nordic-focused bank connectivity with real-time data, payment flows, and white-label options.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Neonomics provides open banking infrastructure for businesses, fintechs, banks, and enterprises. Its platform connects to bank data through PSD2 bank APIs, a REST API, and hosted consent flows. Customers can retrieve consent-based account information, balances, transaction history, ownership details, and normalized financial data in real time. Payment capabilities include Pay by Bank, account-to-account payments, scheduled payments, and batch payments, making it a fit for Nordic financial products that need both data access and payment initiation.
The published Nello Pay plans show a NOK 4,000 one-time setup fee and a NOK 5,600 monthly base service. The base service includes maintenance and hosting, a support desk with incident management, and available banks in all Nordic markets. Consumer payments cost NOK 1.50 per transaction, while business payments cost NOK 3 per transaction. Batch Payments adds NOK 1,000 per month, soft branding adds NOK 500 per month, and white-label customization adds NOK 800 per month. Transaction prices are stated as the lowest prices for fewer than 1,000 monthly transactions, with potential increases based on business type and risk profile. Nello Data and Nello AI use contract-based pricing.
The main advantage is breadth within bank connectivity: Neonomics combines account numbers, owners, balances, currencies, transaction details, counterparties, payment flows, categorization, and enrichment in one platform. Its web and API access, hosted user journeys, and branding options can suit fintechs and financial services teams that want control over the customer-facing experience. Buyers focused on Nordic coverage and combined data-and-payment workflows should find the feature mix relevant. Teams seeking a free entry tier, a low fixed-cost connector, or a narrowly scoped data-only product should consider a simpler alternative.
Neonomics pros and cons
- Where it wins
- Real-time PSD2 connectivity through APIs and hosted consent flows
- Supports account data, Pay by Bank, scheduled, and batch payments
- Normalized data enrichment plus soft-branding and white-label options
- Where it doesn't
- Starts at NOK 5,600 monthly before setup and transaction charges
- NOK 4,000 one-time setup fee applies to Nello Pay
- Transaction prices may increase by business type and risk profile
Neonomics fact sheet, pricing and score →
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