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NAB Easy Tap review

#17 of 26 in Mobile Payment Processing Software

A practical Android Tap to Pay option for eligible NAB business customers.

7.6/10Editor score
NAB Easy Tap7.6 Visit NAB Easy Tap

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

NAB Easy Tap turns a compatible Android phone or tablet with NFC into a contactless payment terminal. It is designed for Australian businesses such as sole traders, market stalls and mobile service providers that want to accept Visa, Mastercard and eftpos payments without a separate EFTPOS machine or card reader. Customers can also pay with Apple Pay, Google Wallet or Samsung Pay. The product is a focused fit for NAB customers taking in-person contactless payments on Android devices.

The published Pay as you go plan has no upfront setup fee and no terminal hardware fee. It supports Visa, Mastercard and eftpos payments, while the app adds SMS or email receipts and transaction and sales reporting. PIN entry is available for transactions over the contactless limit, which gives merchants a way to handle payments that require a PIN rather than contactless approval alone. Same-day settlement is available to an eligible NAB Business Everyday Account when settlement conditions are met.

Platform fit is the main consideration. NAB Easy Tap is Android-only and requires a compatible device running Android 14 or later on the current product page. It also requires an internet connection and does not support offline payments, so it suits connected, mobile selling environments better than situations where connectivity may be unreliable. Encrypted transaction processing through NAB's secure network is included. Choose NAB Easy Tap if Android Tap to Pay, digital-wallet acceptance and a no-hardware setup match your operation; consider another option if you need offline payments or support for a different device platform.

NAB Easy Tap pros and cons

  • Where it wins
    • No upfront setup fee or terminal hardware fee
    • Accepts cards and Apple Pay, Google Wallet and Samsung Pay
    • Offers receipts, reporting, PIN entry and same-day settlement
  • Where it doesn't
    • Requires a compatible Android device running Android 14 or later
    • Needs an internet connection to process payments
    • Does not support offline payments

NAB Easy Tap fact sheet, pricing and score →

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