Mosaic by Transmit Security review
A broad identity platform for enterprises that need authentication, orchestration, and fraud controls.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Mosaic by Transmit Security is a cloud-based identity security platform for enterprises such as banks, insurers, healthcare providers, retailers, and other organizations. It combines customer identity management, passwordless and multifactor authentication, configurable identity journeys, fraud detection, and identity verification. Authentication options include passkeys, biometrics, email magic links, SMS OTP, social logins, push notifications, PIN, and TOTP. Web, iOS, Android, and API support make it suitable for customer-facing and service-integrated identity experiences.
Mosaic’s plan structure is organized around platform capabilities rather than simple user tiers. Full Mosaic Platform includes all Mosaic platform services. Mosaic for Identity includes Orchestration, Authentication, and User Management services. Mosaic for Identity Fraud and Threat Detection and Response provides the Detection and Response service, while Mosaic for Identity Verification provides the Identity Verification service. Pricing is contact-sales and usage-based, so organizations must match the required services and usage levels to a tailored quote.
The strongest fit is an enterprise that needs more than passwordless sign-in alone. SAML and OIDC single sign-on, SCIM user provisioning and lifecycle management, integrations with compatible identity systems, and connections to external HTTP services support broader identity environments. Configurable journeys, adaptive risk-based authentication, transaction signing, fraud response, and identity verification add depth for higher-risk customer flows. Organizations seeking a focused authentication component, transparent self-service pricing, or a free starting plan should consider a narrower alternative instead. Mosaic is better suited to teams prepared to evaluate a multi-service identity platform and align its capabilities with fraud and verification requirements.
Mosaic by Transmit Security pros and cons
- Where it wins
- Supports passkeys, biometrics, magic links, OTPs, and social login
- Combines authentication, orchestration, fraud detection, and verification
- Provides SAML, OIDC, SCIM, APIs, SDKs, web, and mobile support
- Where it doesn't
- Pricing requires a tailored sales quote
- There is no free plan
- Its broad enterprise scope may exceed narrower authentication needs
Mosaic by Transmit Security fact sheet, pricing and score →
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