Mortgage Calculator & Swiss review
A focused iPhone calculator for amortization, loan scenarios and Swiss affordability estimates.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Mortgage Calculator & Swiss is an iPhone app for people who want to estimate mortgage costs and compare loan scenarios, particularly in a Swiss financing context. It calculates monthly payments, total repayment and interest, then lays out amortization by payment, including due date, principal, interest and remaining balance. Calculations run on-device, so the app can work offline. Its Swiss mode estimates first- and second-mortgage financing, affordability and minimum required income from inputs such as property value, available funds, income and rate.
The core calculation features are available in the free, ad-supported app. According to the US App Store pricing, the “Ad-free, yearly” purchase costs $1.99 per year, while “Ad-free forever” costs $4.99 as a one-time purchase. Both purchases remove advertising; they do not unlock the core calculation features. That makes the paid choice straightforward: users who can tolerate ads can use the calculator without paying, while those who prefer an ad-free experience can choose a recurring or one-time purchase.
Amortization exports in PDF and CSV give users a way to keep or share a schedule, while scenario comparisons help examine different rates and terms. The offline, on-device approach suits calculations when an internet connection is unavailable. Its fit is narrower than a general mortgage-planning service: it is an iPhone app, and the Swiss affordability mode is the distinctive regional feature. Choose it for offline estimates, schedule exports and Swiss-oriented calculations; look elsewhere if you need a non-iOS platform or a broader mortgage service beyond calculation and comparison.
Mortgage Calculator & Swiss pros and cons
- Where it wins
- Shows payment-by-payment amortization with balances, principal and interest
- Compares rates and terms across loan scenarios
- Swiss mode estimates financing, affordability and minimum income
- Where it doesn't
- Available only on iOS
- Free version includes advertising
- Swiss affordability estimates depend on entered property, funds, income and rate
Mortgage Calculator & Swiss fact sheet, pricing and score →
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