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Monzo pricing

Freemium#7 of 44 in Digital Wallet AppsMobile Payment AppsSavings AppsPersonal Loan Apps

Monzo costs from £3/mo on its cheapest paid plan; 4 plans in all, as listed on monzo.com — prices checked 22 Sep 2026.

8.6/10Editor score
Monzo8.6 Visit Monzo

Monzo pricing at a glance

Plans Free planFreemium A usable free plan; paid tiers unlock the limits below. Prices checked 22 Sep 2026.
See plans on monzo.com

Monzo plans & pricing

PlanPriceKey limits
FreeFree
  • 1 connected external bank account or credit card
  • £200 fee-free withdrawals
Extra£3/mo
  • Unlimited connected banks and credit cards
  • Up to £150 Billsback coverage
Perks£9/mo
  • £600 fee-free withdrawals
  • 3 fee-free cash deposits
Max£19/mo From £19 a month
  • Ages 16-69
  • 3-month minimum term
  • £4 a month family insurance add-on

Prices as published by the vendor on monzo.com, checked 22 Sep 2026; taxes and regional pricing may differ. We do not change a plan's price or its limits — this table is what the vendor's own pricing page said on that date.

What the price includes

  • Built for
    Solo, Small business, Mid-market
  • Integrations
    4 integrations: Apple Pay, Google Pay, External bank accounts, External credit cards
  • Free plan
    Yes
  • Paid from
    £3/mo
  • Asset scope
    Cards_and_fiat

Our full Monzo verdict, fact sheet and score →

Prices checked by iTechGuides Editors · Editorial team · Updated Oct 2026

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