MoneyWiz review
A broad Apple-focused finance app with free entry and paid bank synchronization.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
MoneyWiz is personal finance software for individuals managing bank accounts, loans, savings, investments, budgets, bills, and subscriptions. It combines automatic bank connections with manual account and transaction entry, making it suitable for people who want one place to organize both synced and manually recorded finances. Its Apple focus covers iPhone, iPad, and Mac, with cloud synchronization available across supported devices.
The feature set is broad for a personal finance product. Users can create budgets and savings goals, including envelope budgets, track recurring and one-time bills with calendar forecasting, and monitor net worth and investments. Financial data can be imported from CSV, QIF, OFX, QFX, and MT940 files. Reports support CSV and PDF export, while Apple Wallet is listed as an integration. This range suits users who need more than basic expense tracking, particularly those combining everyday budgeting with longer-term financial views.
MoneyWiz uses a freemium model with a free plan and a 7-day free trial. Standard costs $29.99 per year and adds cloud sync, free updates with new features, and email and chat support. Premium costs $59.99 per year or $5.99 per month and adds bank synchronization with over 40,000 banks, along with cloud sync, updates, and priority email and chat support. Choose MoneyWiz if you use Apple devices and want extensive account coverage alongside budgeting, bills, investments, and reporting. It is less suitable for people who need platforms beyond iOS and macOS or want bank synchronization without a paid plan.
MoneyWiz pros and cons
- Where it wins
- Connects to over 40,000 banks for automatic synchronization
- Combines budgets, bills, goals, investments, and net-worth tracking
- Supports imports, reports, exports, and cloud sync across devices
- Where it doesn't
- Paid bank synchronization starts at $29.99 per year
- Platform support is limited to iOS and macOS
- Advanced bank syncing is reserved for Premium
MoneyWiz fact sheet, pricing and score →
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