Moneris PAYD review
A structured iPad POS for Canadian retailers, with broad tender support and paid plans.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Moneris PAYD, presented in current Moneris materials as PAYD Pro Plus, is a mobile point-of-sale solution for Canadian retail businesses using iPad. The application combines product and customer profiles, transaction processing, returns, exchanges, inventory tracking, product transfers, employee management, reporting, invoicing, and payment acceptance. It runs on iOS and offers web access, making it suited to merchants seeking a structured retail POS rather than a payment-only app.
Pricing is paid and subscription-based, with monthly software plans shown in CAD and excluding taxes. The Petit plan supports 1 user and 1,000 products. Moyen expands that to 10 users and 10,000 products, while Grand supports 100 users and 50,000 products. The starting price is 44.95 CAD monthly. The plan structure gives smaller retailers a defined entry point and provides higher limits for growing catalogs and teams, but the ongoing software cost should be weighed against the need for inventory, customer, invoice, and reporting features.
Payment acceptance depends on a compatible Moneris PIN pad and the merchant agreement. Supported tender types include credit cards, Interac Debit, Moneris Gift Cards, cash, cheques, store credit, split tender, and Apple Pay. Customers can receive invoices by email or SMS, and the system includes a customer-facing display. Payout timing is next day. Moneris PAYD is a strong fit for Canadian retailers that want payment processing integrated with core POS operations; merchants seeking Tap to Pay without a reader, or a simpler payment-only workflow, should choose another option.
Moneris PAYD pros and cons
- Where it wins
- Handles products, customers, inventory, returns, and exchanges
- Accepts cards, Interac Debit, gift cards, cash, and split tender
- Supports invoices by email or SMS and next-day payouts
- Where it doesn't
- Starts at 44.95 CAD per month, before taxes
- Requires a compatible Moneris PIN-pad reader
- No Tap to Pay support is listed
Moneris PAYD fact sheet, pricing and score →
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