Maya review
A Philippine wallet for domestic bank, wallet, bill, merchant, and QR payments.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Maya is a Philippine mobile wallet and digital banking app from Maya Philippines, Inc., with banking services powered by Maya Bank. It is designed for consumers who need to send money to Maya users, banks, and non-Maya wallets, receive funds, pay bills and merchants, and make QR payments. The app supports iOS and Android, with cloud and mobile deployment. Its strongest fit is for people managing everyday transfers and payments in the Philippines rather than users seeking a broad international remittance service.
The published pricing model is freemium, with a free plan and a starting price of 0. Maya supports transfers through InstaPay and PESONet, while recipient methods include banks and wallets. Transfer speed is listed as instant, and fees are shown upfront, although charges vary by transfer method and may change. Before confirming a transfer, users can review its details. Afterward, Maya provides transaction confirmations through in-app messages and notifications, along with transaction statements in the app. These features make the service suitable for routine personal payments where visibility into each transaction matters.
Maya’s ecosystem fit is a notable strength. It connects with InstaPay, PESONet, QRPH, and Maya Center, and supports receiving money through InstaPay, PESONet, QRPH, and bank transfers. Users can also pay bills and merchants, scan QR Ph payments, and access cash-in and cash-out services through Maya Center. Maya and Maya Bank are regulated by the Bangko Sentral ng Pilipinas. Support channels include email, phone, and documentation, with 24/7 support listed. Choose Maya for Philippine wallet and bank transfers with payment tools in one app; consider an alternative if scheduled transfers or primarily international transfers are central requirements.
Maya pros and cons
- Where it wins
- Free bank and wallet transfers through InstaPay and PESONet
- Transfer reviews, confirmations, notifications, and statements
- Supports bank, wallet, QRPH, bill, merchant, and cash services
- Where it doesn't
- Primarily focused on domestic transfers
- No scheduled transfer capability
- Fees vary by transfer method and may change
Maya fact sheet, pricing and score →
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