MariBank review
A mobile bank for Singapore users who want savings, payments and Shopee links.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
MariBank is a Singapore digital bank for people and small businesses who want to manage accounts and payments through a mobile app. Personal customers can hold SGD and USD savings balances, receive daily interest crediting, make PayNow and bank transfers, and send overseas transfers to supported destinations. Business accounts add local and overseas supplier payments, including USD transfers. Shopee users may find the Shopee payments and ShopeePay top-ups especially relevant, alongside NETS SGQR scan-to-pay.
The account and payment mix is broader than a single-purpose savings app: personal and business banking sit alongside local payment options and international transfers. MariBank also supports in-app live chat, with chat, phone and email listed as support channels, and states that support is available 24/7. It has no physical branches or ATMs, so it suits customers comfortable handling banking online rather than relying on in-person service or cash access. Cash deposits are not supported.
MariBank's pricing model is free, and the published savings rates need to be read with their conditions in mind. The SGD base rate is 0.88% p.a.; the advertised maximum rate includes conditional promotional bonuses. The USD promotional rate is 1.88% p.a. through 31 Dec 2026. The bank is licensed by the Monetary Authority of Singapore and lists two-factor authentication. Choose MariBank if mobile access, Shopee links, and a combination of personal or small-business payments matter. It is a weaker fit if cash deposits, branches, or ATM access are essential to how you bank.
MariBank pros and cons
- Where it wins
- Personal and business accounts cover everyday and supplier payments.
- Supports PayNow, NETS SGQR, overseas transfers and bank transfers.
- Connects Shopee payments with ShopeePay top-ups.
- Where it doesn't
- No cash deposits are supported.
- There are no physical branches or ATMs.
- Banking is available through the mobile app, not desktop.
MariBank fact sheet, pricing and score →
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