M1Pay review
A local-channel gateway with hosted checkout, APIs and invoicing for Malaysian merchants.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
M1Pay is an online payment gateway from MobilityOne Sdn Bhd for merchants accepting payments in Malaysia. Its payment methods include FPX online banking, cards, DuitNow, Touch 'n Go eWallet, e-MOne, Maybank QRPay, GrabPay and ShopeePay. Merchants can send customers to its hosted Payment Wall or present individual channels on their own sites. That makes it a fit for businesses prioritizing local payment options, from small merchants to enterprise buyers, rather than merchants seeking broad currency coverage.
Integration centers on a REST-style API using JSON and OAuth2 authentication. Merchants can look up transaction status and receive callbacks, while online invoicing adds a way to request payment outside a standard checkout flow. The service also offers payment terminals, though the listed platforms are web and API. These capabilities provide several ways to connect online payments to a merchant’s site or workflow; buyers should assess whether the available integration approach fits their technical resources and whether they need more than the listed channels.
Pricing is paid, with no free plan. Older pricing content on the official homepage states a MYR 399 setup fee and MYR 100 yearly maintenance fee; the homepage directs merchants to contact the vendor for transaction charges on FPX, cards and e-money. Standard pricing also identifies settlement fees. Support is available by email and phone, with 24/7 support indicated. M1Pay is worth considering for Malaysian merchants who value local methods and can clarify charges with the vendor. Merchants needing multiple currencies or clearly specified transaction pricing should compare alternatives before choosing.
M1Pay pros and cons
- Where it wins
- Accepts FPX, cards, e-wallets and QR payments
- Offers a hosted Payment Wall or individual channels on merchant sites
- Includes OAuth2 API access, callbacks and online invoicing
- Where it doesn't
- Supports one currency
- Published pricing includes setup and yearly maintenance fees
- Transaction charges require contacting the vendor
M1Pay fact sheet, pricing and score →
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